LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,935
−HK$8,587/mo
▼ 0.25% · 3.875%
HK$141,194
−HK$4,328/mo
Today · 4.125%
HK$145,522
baseline
▲ 0.50% · 4.625%
HK$154,376
+HK$8,854/mo
Deposit HK$30.03M · loan HK$30.03M · min. income ≈ HK$291,044/mo (50% DSR)
Upfront cash ≈ HK$32.58M (deposit + AVD stamp duty HK$2,552,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,338
−HK$8,231/mo
▼ 0.25% · 3.875%
HK$156,424
−HK$4,145/mo
Today · 4.125%
HK$160,569
baseline
▲ 0.50% · 4.625%
HK$169,032
+HK$8,463/mo
Deposit HK$30.03M · loan HK$30.03M · min. income ≈ HK$321,138/mo (50% DSR)
Upfront cash ≈ HK$32.58M (deposit + AVD stamp duty HK$2,552,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,321
−HK$10,305/mo
▼ 0.25% · 3.875%
HK$169,433
−HK$5,193/mo
Today · 4.125%
HK$174,626
baseline
▲ 0.50% · 4.625%
HK$185,251
+HK$10,625/mo
Deposit HK$24.02M · loan HK$36.03M · min. income ≈ HK$349,252/mo (50% DSR)
Upfront cash ≈ HK$26.57M (deposit + AVD stamp duty HK$2,552,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,806
−HK$9,876/mo
▼ 0.25% · 3.875%
HK$187,709
−HK$4,973/mo
Today · 4.125%
HK$192,682
baseline
▲ 0.50% · 4.625%
HK$202,839
+HK$10,157/mo
Deposit HK$24.02M · loan HK$36.03M · min. income ≈ HK$385,364/mo (50% DSR)
Upfront cash ≈ HK$26.57M (deposit + AVD stamp duty HK$2,552,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,708
−HK$12,022/mo
▼ 0.25% · 3.875%
HK$197,672
−HK$6,058/mo
Today · 4.125%
HK$203,730
baseline
▲ 0.50% · 4.625%
HK$216,127
+HK$12,397/mo
Deposit HK$18.02M · loan HK$42.04M · min. income ≈ HK$407,460/mo (50% DSR)
Upfront cash ≈ HK$20.57M (deposit + AVD stamp duty HK$2,552,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,274
−HK$11,522/mo
▼ 0.25% · 3.875%
HK$218,993
−HK$5,803/mo
Today · 4.125%
HK$224,796
baseline
▲ 0.50% · 4.625%
HK$236,645
+HK$11,849/mo
Deposit HK$18.02M · loan HK$42.04M · min. income ≈ HK$449,592/mo (50% DSR)
Upfront cash ≈ HK$20.57M (deposit + AVD stamp duty HK$2,552,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,482
−HK$15,457/mo
▼ 0.25% · 3.875%
HK$254,149
−HK$7,790/mo
Today · 4.125%
HK$261,939
baseline
▲ 0.50% · 4.625%
HK$277,877
+HK$15,938/mo
Deposit HK$6.01M · loan HK$54.05M · min. income ≈ HK$523,878/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$2,552,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,209
−HK$14,815/mo
▼ 0.25% · 3.875%
HK$281,563
−HK$7,461/mo
Today · 4.125%
HK$289,024
baseline
▲ 0.50% · 4.625%
HK$304,258
+HK$15,234/mo
Deposit HK$6.01M · loan HK$54.05M · min. income ≈ HK$578,048/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$2,552,221 · Scale 2, in force from 26 Feb 2026)