LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,948
−HK$8,588/mo
▼ 0.25% · 3.875%
HK$141,208
−HK$4,328/mo
Today · 4.125%
HK$145,536
baseline
▲ 0.50% · 4.625%
HK$154,392
+HK$8,856/mo
Deposit HK$30.03M · loan HK$30.03M · min. income ≈ HK$291,072/mo (50% DSR)
Upfront cash ≈ HK$32.58M (deposit + AVD stamp duty HK$2,552,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,354
−HK$8,231/mo
▼ 0.25% · 3.875%
HK$156,440
−HK$4,145/mo
Today · 4.125%
HK$160,585
baseline
▲ 0.50% · 4.625%
HK$169,050
+HK$8,465/mo
Deposit HK$30.03M · loan HK$30.03M · min. income ≈ HK$321,170/mo (50% DSR)
Upfront cash ≈ HK$32.58M (deposit + AVD stamp duty HK$2,552,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,338
−HK$10,306/mo
▼ 0.25% · 3.875%
HK$169,450
−HK$5,194/mo
Today · 4.125%
HK$174,644
baseline
▲ 0.50% · 4.625%
HK$185,270
+HK$10,626/mo
Deposit HK$24.02M · loan HK$36.03M · min. income ≈ HK$349,288/mo (50% DSR)
Upfront cash ≈ HK$26.58M (deposit + AVD stamp duty HK$2,552,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,824
−HK$9,878/mo
▼ 0.25% · 3.875%
HK$187,728
−HK$4,974/mo
Today · 4.125%
HK$192,702
baseline
▲ 0.50% · 4.625%
HK$202,859
+HK$10,157/mo
Deposit HK$24.02M · loan HK$36.03M · min. income ≈ HK$385,404/mo (50% DSR)
Upfront cash ≈ HK$26.58M (deposit + AVD stamp duty HK$2,552,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,728
−HK$12,023/mo
▼ 0.25% · 3.875%
HK$197,692
−HK$6,059/mo
Today · 4.125%
HK$203,751
baseline
▲ 0.50% · 4.625%
HK$216,149
+HK$12,398/mo
Deposit HK$18.02M · loan HK$42.04M · min. income ≈ HK$407,502/mo (50% DSR)
Upfront cash ≈ HK$20.57M (deposit + AVD stamp duty HK$2,552,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,295
−HK$11,524/mo
▼ 0.25% · 3.875%
HK$219,016
−HK$5,803/mo
Today · 4.125%
HK$224,819
baseline
▲ 0.50% · 4.625%
HK$236,669
+HK$11,850/mo
Deposit HK$18.02M · loan HK$42.04M · min. income ≈ HK$449,638/mo (50% DSR)
Upfront cash ≈ HK$20.57M (deposit + AVD stamp duty HK$2,552,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,507
−HK$15,458/mo
▼ 0.25% · 3.875%
HK$254,175
−HK$7,790/mo
Today · 4.125%
HK$261,965
baseline
▲ 0.50% · 4.625%
HK$277,905
+HK$15,940/mo
Deposit HK$6.01M · loan HK$54.05M · min. income ≈ HK$523,930/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$2,552,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,237
−HK$14,816/mo
▼ 0.25% · 3.875%
HK$281,592
−HK$7,461/mo
Today · 4.125%
HK$289,053
baseline
▲ 0.50% · 4.625%
HK$304,289
+HK$15,236/mo
Deposit HK$6.01M · loan HK$54.05M · min. income ≈ HK$578,106/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$2,552,480 · Scale 2, in force from 26 Feb 2026)