LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,698
−HK$859/mo
▼ 0.25% · 3.875%
HK$14,124
−HK$433/mo
Today · 4.125%
HK$14,557
baseline
▲ 0.50% · 4.625%
HK$15,443
+HK$886/mo
Deposit HK$3.00M · loan HK$3.00M · min. income ≈ HK$29,114/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$135,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,239
−HK$824/mo
▼ 0.25% · 3.875%
HK$15,648
−HK$415/mo
Today · 4.125%
HK$16,063
baseline
▲ 0.50% · 4.625%
HK$16,909
+HK$846/mo
Deposit HK$3.00M · loan HK$3.00M · min. income ≈ HK$32,126/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$135,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,438
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$16,949
−HK$520/mo
Today · 4.125%
HK$17,469
baseline
▲ 0.50% · 4.625%
HK$18,532
+HK$1,063/mo
Deposit HK$2.40M · loan HK$3.60M · min. income ≈ HK$34,938/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$135,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,287
−HK$988/mo
▼ 0.25% · 3.875%
HK$18,778
−HK$497/mo
Today · 4.125%
HK$19,275
baseline
▲ 0.50% · 4.625%
HK$20,291
+HK$1,016/mo
Deposit HK$2.40M · loan HK$3.60M · min. income ≈ HK$38,550/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$135,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,178
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$19,774
−HK$606/mo
Today · 4.125%
HK$20,380
baseline
▲ 0.50% · 4.625%
HK$21,620
+HK$1,240/mo
Deposit HK$1.80M · loan HK$4.21M · min. income ≈ HK$40,760/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$135,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,335
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$21,907
−HK$581/mo
Today · 4.125%
HK$22,488
baseline
▲ 0.50% · 4.625%
HK$23,673
+HK$1,185/mo
Deposit HK$1.80M · loan HK$4.21M · min. income ≈ HK$44,976/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$135,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,657
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$25,424
−HK$779/mo
Today · 4.125%
HK$26,203
baseline
▲ 0.50% · 4.625%
HK$27,798
+HK$1,595/mo
Deposit HK$601K · loan HK$5.41M · min. income ≈ HK$52,406/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$135,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,431
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$28,166
−HK$747/mo
Today · 4.125%
HK$28,913
baseline
▲ 0.50% · 4.625%
HK$30,437
+HK$1,524/mo
Deposit HK$601K · loan HK$5.41M · min. income ≈ HK$57,826/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$135,738 · Scale 2, in force from 26 Feb 2026)