LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,006
−HK$8,591/mo
▼ 0.25% · 3.875%
HK$141,267
−HK$4,330/mo
Today · 4.125%
HK$145,597
baseline
▲ 0.50% · 4.625%
HK$154,456
+HK$8,859/mo
Deposit HK$30.04M · loan HK$30.04M · min. income ≈ HK$291,194/mo (50% DSR)
Upfront cash ≈ HK$32.60M (deposit + AVD stamp duty HK$2,553,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,417
−HK$8,235/mo
▼ 0.25% · 3.875%
HK$156,505
−HK$4,147/mo
Today · 4.125%
HK$160,652
baseline
▲ 0.50% · 4.625%
HK$169,120
+HK$8,468/mo
Deposit HK$30.04M · loan HK$30.04M · min. income ≈ HK$321,304/mo (50% DSR)
Upfront cash ≈ HK$32.60M (deposit + AVD stamp duty HK$2,553,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,407
−HK$10,310/mo
▼ 0.25% · 3.875%
HK$169,521
−HK$5,196/mo
Today · 4.125%
HK$174,717
baseline
▲ 0.50% · 4.625%
HK$185,348
+HK$10,631/mo
Deposit HK$24.03M · loan HK$36.05M · min. income ≈ HK$349,434/mo (50% DSR)
Upfront cash ≈ HK$26.59M (deposit + AVD stamp duty HK$2,553,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,901
−HK$9,881/mo
▼ 0.25% · 3.875%
HK$187,806
−HK$4,976/mo
Today · 4.125%
HK$192,782
baseline
▲ 0.50% · 4.625%
HK$202,944
+HK$10,162/mo
Deposit HK$24.03M · loan HK$36.05M · min. income ≈ HK$385,564/mo (50% DSR)
Upfront cash ≈ HK$26.59M (deposit + AVD stamp duty HK$2,553,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,808
−HK$12,028/mo
▼ 0.25% · 3.875%
HK$197,774
−HK$6,062/mo
Today · 4.125%
HK$203,836
baseline
▲ 0.50% · 4.625%
HK$216,239
+HK$12,403/mo
Deposit HK$18.03M · loan HK$42.06M · min. income ≈ HK$407,672/mo (50% DSR)
Upfront cash ≈ HK$20.58M (deposit + AVD stamp duty HK$2,553,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,384
−HK$11,529/mo
▼ 0.25% · 3.875%
HK$219,107
−HK$5,806/mo
Today · 4.125%
HK$224,913
baseline
▲ 0.50% · 4.625%
HK$236,768
+HK$11,855/mo
Deposit HK$18.03M · loan HK$42.06M · min. income ≈ HK$449,826/mo (50% DSR)
Upfront cash ≈ HK$20.58M (deposit + AVD stamp duty HK$2,553,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,610
−HK$15,465/mo
▼ 0.25% · 3.875%
HK$254,281
−HK$7,794/mo
Today · 4.125%
HK$262,075
baseline
▲ 0.50% · 4.625%
HK$278,021
+HK$15,946/mo
Deposit HK$6.01M · loan HK$54.08M · min. income ≈ HK$524,150/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$2,553,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,351
−HK$14,823/mo
▼ 0.25% · 3.875%
HK$281,709
−HK$7,465/mo
Today · 4.125%
HK$289,174
baseline
▲ 0.50% · 4.625%
HK$304,416
+HK$15,242/mo
Deposit HK$6.01M · loan HK$54.08M · min. income ≈ HK$578,348/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$2,553,547 · Scale 2, in force from 26 Feb 2026)