LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,027
−HK$8,593/mo
▼ 0.25% · 3.875%
HK$141,289
−HK$4,331/mo
Today · 4.125%
HK$145,620
baseline
▲ 0.50% · 4.625%
HK$154,480
+HK$8,860/mo
Deposit HK$30.05M · loan HK$30.05M · min. income ≈ HK$291,240/mo (50% DSR)
Upfront cash ≈ HK$32.60M (deposit + AVD stamp duty HK$2,553,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,441
−HK$8,236/mo
▼ 0.25% · 3.875%
HK$156,529
−HK$4,148/mo
Today · 4.125%
HK$160,677
baseline
▲ 0.50% · 4.625%
HK$169,147
+HK$8,470/mo
Deposit HK$30.05M · loan HK$30.05M · min. income ≈ HK$321,354/mo (50% DSR)
Upfront cash ≈ HK$32.60M (deposit + AVD stamp duty HK$2,553,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,432
−HK$10,312/mo
▼ 0.25% · 3.875%
HK$169,547
−HK$5,197/mo
Today · 4.125%
HK$174,744
baseline
▲ 0.50% · 4.625%
HK$185,376
+HK$10,632/mo
Deposit HK$24.04M · loan HK$36.06M · min. income ≈ HK$349,488/mo (50% DSR)
Upfront cash ≈ HK$26.59M (deposit + AVD stamp duty HK$2,553,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,929
−HK$9,883/mo
▼ 0.25% · 3.875%
HK$187,835
−HK$4,977/mo
Today · 4.125%
HK$192,812
baseline
▲ 0.50% · 4.625%
HK$202,976
+HK$10,164/mo
Deposit HK$24.04M · loan HK$36.06M · min. income ≈ HK$385,624/mo (50% DSR)
Upfront cash ≈ HK$26.59M (deposit + AVD stamp duty HK$2,553,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,838
−HK$12,030/mo
▼ 0.25% · 3.875%
HK$197,805
−HK$6,063/mo
Today · 4.125%
HK$203,868
baseline
▲ 0.50% · 4.625%
HK$216,272
+HK$12,404/mo
Deposit HK$18.03M · loan HK$42.06M · min. income ≈ HK$407,736/mo (50% DSR)
Upfront cash ≈ HK$20.58M (deposit + AVD stamp duty HK$2,553,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,418
−HK$11,530/mo
▼ 0.25% · 3.875%
HK$219,141
−HK$5,807/mo
Today · 4.125%
HK$224,948
baseline
▲ 0.50% · 4.625%
HK$236,805
+HK$11,857/mo
Deposit HK$18.03M · loan HK$42.06M · min. income ≈ HK$449,896/mo (50% DSR)
Upfront cash ≈ HK$20.58M (deposit + AVD stamp duty HK$2,553,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,648
−HK$15,467/mo
▼ 0.25% · 3.875%
HK$254,321
−HK$7,794/mo
Today · 4.125%
HK$262,115
baseline
▲ 0.50% · 4.625%
HK$278,065
+HK$15,950/mo
Deposit HK$6.01M · loan HK$54.08M · min. income ≈ HK$524,230/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$2,553,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,394
−HK$14,825/mo
▼ 0.25% · 3.875%
HK$281,753
−HK$7,466/mo
Today · 4.125%
HK$289,219
baseline
▲ 0.50% · 4.625%
HK$304,464
+HK$15,245/mo
Deposit HK$6.01M · loan HK$54.08M · min. income ≈ HK$578,438/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$2,553,943 · Scale 2, in force from 26 Feb 2026)