LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,032
−HK$8,594/mo
▼ 0.25% · 3.875%
HK$141,295
−HK$4,331/mo
Today · 4.125%
HK$145,626
baseline
▲ 0.50% · 4.625%
HK$154,486
+HK$8,860/mo
Deposit HK$30.05M · loan HK$30.05M · min. income ≈ HK$291,252/mo (50% DSR)
Upfront cash ≈ HK$32.60M (deposit + AVD stamp duty HK$2,554,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,447
−HK$8,236/mo
▼ 0.25% · 3.875%
HK$156,536
−HK$4,147/mo
Today · 4.125%
HK$160,683
baseline
▲ 0.50% · 4.625%
HK$169,153
+HK$8,470/mo
Deposit HK$30.05M · loan HK$30.05M · min. income ≈ HK$321,366/mo (50% DSR)
Upfront cash ≈ HK$32.60M (deposit + AVD stamp duty HK$2,554,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,439
−HK$10,312/mo
▼ 0.25% · 3.875%
HK$169,554
−HK$5,197/mo
Today · 4.125%
HK$174,751
baseline
▲ 0.50% · 4.625%
HK$185,384
+HK$10,633/mo
Deposit HK$24.04M · loan HK$36.06M · min. income ≈ HK$349,502/mo (50% DSR)
Upfront cash ≈ HK$26.59M (deposit + AVD stamp duty HK$2,554,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,937
−HK$9,883/mo
▼ 0.25% · 3.875%
HK$187,843
−HK$4,977/mo
Today · 4.125%
HK$192,820
baseline
▲ 0.50% · 4.625%
HK$202,984
+HK$10,164/mo
Deposit HK$24.04M · loan HK$36.06M · min. income ≈ HK$385,640/mo (50% DSR)
Upfront cash ≈ HK$26.59M (deposit + AVD stamp duty HK$2,554,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,845
−HK$12,031/mo
▼ 0.25% · 3.875%
HK$197,813
−HK$6,063/mo
Today · 4.125%
HK$203,876
baseline
▲ 0.50% · 4.625%
HK$216,281
+HK$12,405/mo
Deposit HK$18.03M · loan HK$42.07M · min. income ≈ HK$407,752/mo (50% DSR)
Upfront cash ≈ HK$20.58M (deposit + AVD stamp duty HK$2,554,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,426
−HK$11,531/mo
▼ 0.25% · 3.875%
HK$219,150
−HK$5,807/mo
Today · 4.125%
HK$224,957
baseline
▲ 0.50% · 4.625%
HK$236,815
+HK$11,858/mo
Deposit HK$18.03M · loan HK$42.07M · min. income ≈ HK$449,914/mo (50% DSR)
Upfront cash ≈ HK$20.58M (deposit + AVD stamp duty HK$2,554,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,658
−HK$15,468/mo
▼ 0.25% · 3.875%
HK$254,331
−HK$7,795/mo
Today · 4.125%
HK$262,126
baseline
▲ 0.50% · 4.625%
HK$278,076
+HK$15,950/mo
Deposit HK$6.01M · loan HK$54.09M · min. income ≈ HK$524,252/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$2,554,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,405
−HK$14,825/mo
▼ 0.25% · 3.875%
HK$281,764
−HK$7,466/mo
Today · 4.125%
HK$289,230
baseline
▲ 0.50% · 4.625%
HK$304,476
+HK$15,246/mo
Deposit HK$6.01M · loan HK$54.09M · min. income ≈ HK$578,460/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$2,554,045 · Scale 2, in force from 26 Feb 2026)