LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,703
−HK$860/mo
▼ 0.25% · 3.875%
HK$14,130
−HK$433/mo
Today · 4.125%
HK$14,563
baseline
▲ 0.50% · 4.625%
HK$15,449
+HK$886/mo
Deposit HK$3.00M · loan HK$3.00M · min. income ≈ HK$29,126/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$135,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,245
−HK$823/mo
▼ 0.25% · 3.875%
HK$15,654
−HK$414/mo
Today · 4.125%
HK$16,068
baseline
▲ 0.50% · 4.625%
HK$16,915
+HK$847/mo
Deposit HK$3.00M · loan HK$3.00M · min. income ≈ HK$32,136/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$135,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,444
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$16,956
−HK$519/mo
Today · 4.125%
HK$17,475
baseline
▲ 0.50% · 4.625%
HK$18,539
+HK$1,064/mo
Deposit HK$2.40M · loan HK$3.61M · min. income ≈ HK$34,950/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$135,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,294
−HK$988/mo
▼ 0.25% · 3.875%
HK$18,784
−HK$498/mo
Today · 4.125%
HK$19,282
baseline
▲ 0.50% · 4.625%
HK$20,299
+HK$1,017/mo
Deposit HK$2.40M · loan HK$3.61M · min. income ≈ HK$38,564/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$135,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,185
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$19,781
−HK$607/mo
Today · 4.125%
HK$20,388
baseline
▲ 0.50% · 4.625%
HK$21,628
+HK$1,240/mo
Deposit HK$1.80M · loan HK$4.21M · min. income ≈ HK$40,776/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$135,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,343
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$21,915
−HK$581/mo
Today · 4.125%
HK$22,496
baseline
▲ 0.50% · 4.625%
HK$23,682
+HK$1,186/mo
Deposit HK$1.80M · loan HK$4.21M · min. income ≈ HK$44,992/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$135,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,666
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,433
−HK$780/mo
Today · 4.125%
HK$26,213
baseline
▲ 0.50% · 4.625%
HK$27,808
+HK$1,595/mo
Deposit HK$601K · loan HK$5.41M · min. income ≈ HK$52,426/mo (50% DSR)
Upfront cash ≈ HK$737K (deposit + AVD stamp duty HK$135,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,441
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$28,177
−HK$746/mo
Today · 4.125%
HK$28,923
baseline
▲ 0.50% · 4.625%
HK$30,448
+HK$1,525/mo
Deposit HK$601K · loan HK$5.41M · min. income ≈ HK$57,846/mo (50% DSR)
Upfront cash ≈ HK$737K (deposit + AVD stamp duty HK$135,958 · Scale 2, in force from 26 Feb 2026)