LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,706
−HK$860/mo
▼ 0.25% · 3.875%
HK$14,133
−HK$433/mo
Today · 4.125%
HK$14,566
baseline
▲ 0.50% · 4.625%
HK$15,452
+HK$886/mo
Deposit HK$3.01M · loan HK$3.01M · min. income ≈ HK$29,132/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$136,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,248
−HK$824/mo
▼ 0.25% · 3.875%
HK$15,657
−HK$415/mo
Today · 4.125%
HK$16,072
baseline
▲ 0.50% · 4.625%
HK$16,919
+HK$847/mo
Deposit HK$3.01M · loan HK$3.01M · min. income ≈ HK$32,144/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$136,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,447
−HK$1,032/mo
▼ 0.25% · 3.875%
HK$16,959
−HK$520/mo
Today · 4.125%
HK$17,479
baseline
▲ 0.50% · 4.625%
HK$18,542
+HK$1,063/mo
Deposit HK$2.40M · loan HK$3.61M · min. income ≈ HK$34,958/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$136,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,298
−HK$988/mo
▼ 0.25% · 3.875%
HK$18,788
−HK$498/mo
Today · 4.125%
HK$19,286
baseline
▲ 0.50% · 4.625%
HK$20,303
+HK$1,017/mo
Deposit HK$2.40M · loan HK$3.61M · min. income ≈ HK$38,572/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$136,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,189
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$19,786
−HK$606/mo
Today · 4.125%
HK$20,392
baseline
▲ 0.50% · 4.625%
HK$21,633
+HK$1,241/mo
Deposit HK$1.80M · loan HK$4.21M · min. income ≈ HK$40,784/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$136,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,347
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$21,920
−HK$581/mo
Today · 4.125%
HK$22,501
baseline
▲ 0.50% · 4.625%
HK$23,687
+HK$1,186/mo
Deposit HK$1.80M · loan HK$4.21M · min. income ≈ HK$45,002/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$136,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,671
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,439
−HK$779/mo
Today · 4.125%
HK$26,218
baseline
▲ 0.50% · 4.625%
HK$27,814
+HK$1,596/mo
Deposit HK$601K · loan HK$5.41M · min. income ≈ HK$52,436/mo (50% DSR)
Upfront cash ≈ HK$737K (deposit + AVD stamp duty HK$136,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,446
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,183
−HK$746/mo
Today · 4.125%
HK$28,929
baseline
▲ 0.50% · 4.625%
HK$30,454
+HK$1,525/mo
Deposit HK$601K · loan HK$5.41M · min. income ≈ HK$57,858/mo (50% DSR)
Upfront cash ≈ HK$737K (deposit + AVD stamp duty HK$136,082 · Scale 2, in force from 26 Feb 2026)