LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,064
−HK$8,595/mo
▼ 0.25% · 3.875%
HK$141,328
−HK$4,331/mo
Today · 4.125%
HK$145,659
baseline
▲ 0.50% · 4.625%
HK$154,522
+HK$8,863/mo
Deposit HK$30.05M · loan HK$30.05M · min. income ≈ HK$291,318/mo (50% DSR)
Upfront cash ≈ HK$32.61M (deposit + AVD stamp duty HK$2,554,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,483
−HK$8,238/mo
▼ 0.25% · 3.875%
HK$156,572
−HK$4,149/mo
Today · 4.125%
HK$160,721
baseline
▲ 0.50% · 4.625%
HK$169,193
+HK$8,472/mo
Deposit HK$30.05M · loan HK$30.05M · min. income ≈ HK$321,442/mo (50% DSR)
Upfront cash ≈ HK$32.61M (deposit + AVD stamp duty HK$2,554,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,477
−HK$10,314/mo
▼ 0.25% · 3.875%
HK$169,593
−HK$5,198/mo
Today · 4.125%
HK$174,791
baseline
▲ 0.50% · 4.625%
HK$185,427
+HK$10,636/mo
Deposit HK$24.04M · loan HK$36.07M · min. income ≈ HK$349,582/mo (50% DSR)
Upfront cash ≈ HK$26.60M (deposit + AVD stamp duty HK$2,554,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,979
−HK$9,886/mo
▼ 0.25% · 3.875%
HK$187,887
−HK$4,978/mo
Today · 4.125%
HK$192,865
baseline
▲ 0.50% · 4.625%
HK$203,031
+HK$10,166/mo
Deposit HK$24.04M · loan HK$36.07M · min. income ≈ HK$385,730/mo (50% DSR)
Upfront cash ≈ HK$26.60M (deposit + AVD stamp duty HK$2,554,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,890
−HK$12,033/mo
▼ 0.25% · 3.875%
HK$197,859
−HK$6,064/mo
Today · 4.125%
HK$203,923
baseline
▲ 0.50% · 4.625%
HK$216,331
+HK$12,408/mo
Deposit HK$18.03M · loan HK$42.08M · min. income ≈ HK$407,846/mo (50% DSR)
Upfront cash ≈ HK$20.59M (deposit + AVD stamp duty HK$2,554,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,476
−HK$11,533/mo
▼ 0.25% · 3.875%
HK$219,201
−HK$5,808/mo
Today · 4.125%
HK$225,009
baseline
▲ 0.50% · 4.625%
HK$236,870
+HK$11,861/mo
Deposit HK$18.03M · loan HK$42.08M · min. income ≈ HK$450,018/mo (50% DSR)
Upfront cash ≈ HK$20.59M (deposit + AVD stamp duty HK$2,554,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,716
−HK$15,471/mo
▼ 0.25% · 3.875%
HK$254,390
−HK$7,797/mo
Today · 4.125%
HK$262,187
baseline
▲ 0.50% · 4.625%
HK$278,140
+HK$15,953/mo
Deposit HK$6.01M · loan HK$54.10M · min. income ≈ HK$524,374/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$2,554,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,469
−HK$14,828/mo
▼ 0.25% · 3.875%
HK$281,830
−HK$7,467/mo
Today · 4.125%
HK$289,297
baseline
▲ 0.50% · 4.625%
HK$304,547
+HK$15,250/mo
Deposit HK$6.01M · loan HK$54.10M · min. income ≈ HK$578,594/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$2,554,639 · Scale 2, in force from 26 Feb 2026)