LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,707
−HK$860/mo
▼ 0.25% · 3.875%
HK$14,134
−HK$433/mo
Today · 4.125%
HK$14,567
baseline
▲ 0.50% · 4.625%
HK$15,453
+HK$886/mo
Deposit HK$3.01M · loan HK$3.01M · min. income ≈ HK$29,134/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$136,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,249
−HK$824/mo
▼ 0.25% · 3.875%
HK$15,658
−HK$415/mo
Today · 4.125%
HK$16,073
baseline
▲ 0.50% · 4.625%
HK$16,920
+HK$847/mo
Deposit HK$3.01M · loan HK$3.01M · min. income ≈ HK$32,146/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$136,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,449
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$16,960
−HK$520/mo
Today · 4.125%
HK$17,480
baseline
▲ 0.50% · 4.625%
HK$18,544
+HK$1,064/mo
Deposit HK$2.40M · loan HK$3.61M · min. income ≈ HK$34,960/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$136,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,299
−HK$989/mo
▼ 0.25% · 3.875%
HK$18,790
−HK$498/mo
Today · 4.125%
HK$19,288
baseline
▲ 0.50% · 4.625%
HK$20,304
+HK$1,016/mo
Deposit HK$2.40M · loan HK$3.61M · min. income ≈ HK$38,576/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$136,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,190
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$19,787
−HK$607/mo
Today · 4.125%
HK$20,394
baseline
▲ 0.50% · 4.625%
HK$21,634
+HK$1,240/mo
Deposit HK$1.80M · loan HK$4.21M · min. income ≈ HK$40,788/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$136,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,349
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$21,921
−HK$581/mo
Today · 4.125%
HK$22,502
baseline
▲ 0.50% · 4.625%
HK$23,688
+HK$1,186/mo
Deposit HK$1.80M · loan HK$4.21M · min. income ≈ HK$45,004/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$136,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,673
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,441
−HK$779/mo
Today · 4.125%
HK$26,220
baseline
▲ 0.50% · 4.625%
HK$27,816
+HK$1,596/mo
Deposit HK$601K · loan HK$5.41M · min. income ≈ HK$52,440/mo (50% DSR)
Upfront cash ≈ HK$737K (deposit + AVD stamp duty HK$136,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,449
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$28,185
−HK$746/mo
Today · 4.125%
HK$28,931
baseline
▲ 0.50% · 4.625%
HK$30,457
+HK$1,526/mo
Deposit HK$601K · loan HK$5.41M · min. income ≈ HK$57,862/mo (50% DSR)
Upfront cash ≈ HK$737K (deposit + AVD stamp duty HK$136,128 · Scale 2, in force from 26 Feb 2026)