LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,073
−HK$8,596/mo
▼ 0.25% · 3.875%
HK$141,337
−HK$4,332/mo
Today · 4.125%
HK$145,669
baseline
▲ 0.50% · 4.625%
HK$154,532
+HK$8,863/mo
Deposit HK$30.06M · loan HK$30.06M · min. income ≈ HK$291,338/mo (50% DSR)
Upfront cash ≈ HK$32.61M (deposit + AVD stamp duty HK$2,554,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,492
−HK$8,239/mo
▼ 0.25% · 3.875%
HK$156,582
−HK$4,149/mo
Today · 4.125%
HK$160,731
baseline
▲ 0.50% · 4.625%
HK$169,203
+HK$8,472/mo
Deposit HK$30.06M · loan HK$30.06M · min. income ≈ HK$321,462/mo (50% DSR)
Upfront cash ≈ HK$32.61M (deposit + AVD stamp duty HK$2,554,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,487
−HK$10,315/mo
▼ 0.25% · 3.875%
HK$169,604
−HK$5,198/mo
Today · 4.125%
HK$174,802
baseline
▲ 0.50% · 4.625%
HK$185,439
+HK$10,637/mo
Deposit HK$24.05M · loan HK$36.07M · min. income ≈ HK$349,604/mo (50% DSR)
Upfront cash ≈ HK$26.60M (deposit + AVD stamp duty HK$2,554,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,991
−HK$9,886/mo
▼ 0.25% · 3.875%
HK$187,898
−HK$4,979/mo
Today · 4.125%
HK$192,877
baseline
▲ 0.50% · 4.625%
HK$203,044
+HK$10,167/mo
Deposit HK$24.05M · loan HK$36.07M · min. income ≈ HK$385,754/mo (50% DSR)
Upfront cash ≈ HK$26.60M (deposit + AVD stamp duty HK$2,554,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,902
−HK$12,034/mo
▼ 0.25% · 3.875%
HK$197,871
−HK$6,065/mo
Today · 4.125%
HK$203,936
baseline
▲ 0.50% · 4.625%
HK$216,345
+HK$12,409/mo
Deposit HK$18.03M · loan HK$42.08M · min. income ≈ HK$407,872/mo (50% DSR)
Upfront cash ≈ HK$20.59M (deposit + AVD stamp duty HK$2,554,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,489
−HK$11,534/mo
▼ 0.25% · 3.875%
HK$219,215
−HK$5,808/mo
Today · 4.125%
HK$225,023
baseline
▲ 0.50% · 4.625%
HK$236,885
+HK$11,862/mo
Deposit HK$18.03M · loan HK$42.08M · min. income ≈ HK$450,046/mo (50% DSR)
Upfront cash ≈ HK$20.59M (deposit + AVD stamp duty HK$2,554,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,731
−HK$15,472/mo
▼ 0.25% · 3.875%
HK$254,406
−HK$7,797/mo
Today · 4.125%
HK$262,203
baseline
▲ 0.50% · 4.625%
HK$278,158
+HK$15,955/mo
Deposit HK$6.01M · loan HK$54.10M · min. income ≈ HK$524,406/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$2,554,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,486
−HK$14,830/mo
▼ 0.25% · 3.875%
HK$281,848
−HK$7,468/mo
Today · 4.125%
HK$289,316
baseline
▲ 0.50% · 4.625%
HK$304,566
+HK$15,250/mo
Deposit HK$6.01M · loan HK$54.10M · min. income ≈ HK$578,632/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$2,554,799 · Scale 2, in force from 26 Feb 2026)