LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,708
−HK$860/mo
▼ 0.25% · 3.875%
HK$14,134
−HK$434/mo
Today · 4.125%
HK$14,568
baseline
▲ 0.50% · 4.625%
HK$15,454
+HK$886/mo
Deposit HK$3.01M · loan HK$3.01M · min. income ≈ HK$29,136/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$136,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,250
−HK$824/mo
▼ 0.25% · 3.875%
HK$15,659
−HK$415/mo
Today · 4.125%
HK$16,074
baseline
▲ 0.50% · 4.625%
HK$16,921
+HK$847/mo
Deposit HK$3.01M · loan HK$3.01M · min. income ≈ HK$32,148/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$136,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,450
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$16,961
−HK$520/mo
Today · 4.125%
HK$17,481
baseline
▲ 0.50% · 4.625%
HK$18,545
+HK$1,064/mo
Deposit HK$2.40M · loan HK$3.61M · min. income ≈ HK$34,962/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$136,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,300
−HK$989/mo
▼ 0.25% · 3.875%
HK$18,791
−HK$498/mo
Today · 4.125%
HK$19,289
baseline
▲ 0.50% · 4.625%
HK$20,305
+HK$1,016/mo
Deposit HK$2.40M · loan HK$3.61M · min. income ≈ HK$38,578/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$136,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,191
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$19,788
−HK$607/mo
Today · 4.125%
HK$20,395
baseline
▲ 0.50% · 4.625%
HK$21,636
+HK$1,241/mo
Deposit HK$1.80M · loan HK$4.21M · min. income ≈ HK$40,790/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$136,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,350
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$21,923
−HK$581/mo
Today · 4.125%
HK$22,504
baseline
▲ 0.50% · 4.625%
HK$23,690
+HK$1,186/mo
Deposit HK$1.80M · loan HK$4.21M · min. income ≈ HK$45,008/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$136,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,674
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$25,442
−HK$780/mo
Today · 4.125%
HK$26,222
baseline
▲ 0.50% · 4.625%
HK$27,817
+HK$1,595/mo
Deposit HK$601K · loan HK$5.41M · min. income ≈ HK$52,444/mo (50% DSR)
Upfront cash ≈ HK$737K (deposit + AVD stamp duty HK$136,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,450
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,186
−HK$747/mo
Today · 4.125%
HK$28,933
baseline
▲ 0.50% · 4.625%
HK$30,458
+HK$1,525/mo
Deposit HK$601K · loan HK$5.41M · min. income ≈ HK$57,866/mo (50% DSR)
Upfront cash ≈ HK$737K (deposit + AVD stamp duty HK$136,162 · Scale 2, in force from 26 Feb 2026)