LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,083
−HK$8,597/mo
▼ 0.25% · 3.875%
HK$141,348
−HK$4,332/mo
Today · 4.125%
HK$145,680
baseline
▲ 0.50% · 4.625%
HK$154,544
+HK$8,864/mo
Deposit HK$30.06M · loan HK$30.06M · min. income ≈ HK$291,360/mo (50% DSR)
Upfront cash ≈ HK$32.61M (deposit + AVD stamp duty HK$2,554,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,504
−HK$8,239/mo
▼ 0.25% · 3.875%
HK$156,594
−HK$4,149/mo
Today · 4.125%
HK$160,743
baseline
▲ 0.50% · 4.625%
HK$169,216
+HK$8,473/mo
Deposit HK$30.06M · loan HK$30.06M · min. income ≈ HK$321,486/mo (50% DSR)
Upfront cash ≈ HK$32.61M (deposit + AVD stamp duty HK$2,554,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,500
−HK$10,316/mo
▼ 0.25% · 3.875%
HK$169,617
−HK$5,199/mo
Today · 4.125%
HK$174,816
baseline
▲ 0.50% · 4.625%
HK$185,453
+HK$10,637/mo
Deposit HK$24.05M · loan HK$36.07M · min. income ≈ HK$349,632/mo (50% DSR)
Upfront cash ≈ HK$26.60M (deposit + AVD stamp duty HK$2,554,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,005
−HK$9,887/mo
▼ 0.25% · 3.875%
HK$187,913
−HK$4,979/mo
Today · 4.125%
HK$192,892
baseline
▲ 0.50% · 4.625%
HK$203,060
+HK$10,168/mo
Deposit HK$24.05M · loan HK$36.07M · min. income ≈ HK$385,784/mo (50% DSR)
Upfront cash ≈ HK$26.60M (deposit + AVD stamp duty HK$2,554,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,917
−HK$12,035/mo
▼ 0.25% · 3.875%
HK$197,887
−HK$6,065/mo
Today · 4.125%
HK$203,952
baseline
▲ 0.50% · 4.625%
HK$216,362
+HK$12,410/mo
Deposit HK$18.04M · loan HK$42.08M · min. income ≈ HK$407,904/mo (50% DSR)
Upfront cash ≈ HK$20.59M (deposit + AVD stamp duty HK$2,554,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,506
−HK$11,535/mo
▼ 0.25% · 3.875%
HK$219,232
−HK$5,809/mo
Today · 4.125%
HK$225,041
baseline
▲ 0.50% · 4.625%
HK$236,903
+HK$11,862/mo
Deposit HK$18.04M · loan HK$42.08M · min. income ≈ HK$450,082/mo (50% DSR)
Upfront cash ≈ HK$20.59M (deposit + AVD stamp duty HK$2,554,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,750
−HK$15,474/mo
▼ 0.25% · 3.875%
HK$254,426
−HK$7,798/mo
Today · 4.125%
HK$262,224
baseline
▲ 0.50% · 4.625%
HK$278,179
+HK$15,955/mo
Deposit HK$6.01M · loan HK$54.11M · min. income ≈ HK$524,448/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$2,554,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,507
−HK$14,831/mo
▼ 0.25% · 3.875%
HK$281,869
−HK$7,469/mo
Today · 4.125%
HK$289,338
baseline
▲ 0.50% · 4.625%
HK$304,589
+HK$15,251/mo
Deposit HK$6.01M · loan HK$54.11M · min. income ≈ HK$578,676/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$2,554,996 · Scale 2, in force from 26 Feb 2026)