LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,091
−HK$8,597/mo
▼ 0.25% · 3.875%
HK$141,355
−HK$4,333/mo
Today · 4.125%
HK$145,688
baseline
▲ 0.50% · 4.625%
HK$154,553
+HK$8,865/mo
Deposit HK$30.06M · loan HK$30.06M · min. income ≈ HK$291,376/mo (50% DSR)
Upfront cash ≈ HK$32.62M (deposit + AVD stamp duty HK$2,555,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,513
−HK$8,239/mo
▼ 0.25% · 3.875%
HK$156,603
−HK$4,149/mo
Today · 4.125%
HK$160,752
baseline
▲ 0.50% · 4.625%
HK$169,226
+HK$8,474/mo
Deposit HK$30.06M · loan HK$30.06M · min. income ≈ HK$321,504/mo (50% DSR)
Upfront cash ≈ HK$32.62M (deposit + AVD stamp duty HK$2,555,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,509
−HK$10,317/mo
▼ 0.25% · 3.875%
HK$169,627
−HK$5,199/mo
Today · 4.125%
HK$174,826
baseline
▲ 0.50% · 4.625%
HK$185,463
+HK$10,637/mo
Deposit HK$24.05M · loan HK$36.07M · min. income ≈ HK$349,652/mo (50% DSR)
Upfront cash ≈ HK$26.60M (deposit + AVD stamp duty HK$2,555,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,015
−HK$9,888/mo
▼ 0.25% · 3.875%
HK$187,923
−HK$4,980/mo
Today · 4.125%
HK$192,903
baseline
▲ 0.50% · 4.625%
HK$203,071
+HK$10,168/mo
Deposit HK$24.05M · loan HK$36.07M · min. income ≈ HK$385,806/mo (50% DSR)
Upfront cash ≈ HK$26.60M (deposit + AVD stamp duty HK$2,555,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,928
−HK$12,035/mo
▼ 0.25% · 3.875%
HK$197,898
−HK$6,065/mo
Today · 4.125%
HK$203,963
baseline
▲ 0.50% · 4.625%
HK$216,374
+HK$12,411/mo
Deposit HK$18.04M · loan HK$42.08M · min. income ≈ HK$407,926/mo (50% DSR)
Upfront cash ≈ HK$20.59M (deposit + AVD stamp duty HK$2,555,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,518
−HK$11,535/mo
▼ 0.25% · 3.875%
HK$219,244
−HK$5,809/mo
Today · 4.125%
HK$225,053
baseline
▲ 0.50% · 4.625%
HK$236,916
+HK$11,863/mo
Deposit HK$18.04M · loan HK$42.08M · min. income ≈ HK$450,106/mo (50% DSR)
Upfront cash ≈ HK$20.59M (deposit + AVD stamp duty HK$2,555,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,764
−HK$15,474/mo
▼ 0.25% · 3.875%
HK$254,440
−HK$7,798/mo
Today · 4.125%
HK$262,238
baseline
▲ 0.50% · 4.625%
HK$278,195
+HK$15,957/mo
Deposit HK$6.01M · loan HK$54.11M · min. income ≈ HK$524,476/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$2,555,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,523
−HK$14,831/mo
▼ 0.25% · 3.875%
HK$281,885
−HK$7,469/mo
Today · 4.125%
HK$289,354
baseline
▲ 0.50% · 4.625%
HK$304,606
+HK$15,252/mo
Deposit HK$6.01M · loan HK$54.11M · min. income ≈ HK$578,708/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$2,555,141 · Scale 2, in force from 26 Feb 2026)