LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,112
−HK$8,598/mo
▼ 0.25% · 3.875%
HK$141,377
−HK$4,333/mo
Today · 4.125%
HK$145,710
baseline
▲ 0.50% · 4.625%
HK$154,577
+HK$8,867/mo
Deposit HK$30.07M · loan HK$30.07M · min. income ≈ HK$291,420/mo (50% DSR)
Upfront cash ≈ HK$32.62M (deposit + AVD stamp duty HK$2,555,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,536
−HK$8,241/mo
▼ 0.25% · 3.875%
HK$156,627
−HK$4,150/mo
Today · 4.125%
HK$160,777
baseline
▲ 0.50% · 4.625%
HK$169,252
+HK$8,475/mo
Deposit HK$30.07M · loan HK$30.07M · min. income ≈ HK$321,554/mo (50% DSR)
Upfront cash ≈ HK$32.62M (deposit + AVD stamp duty HK$2,555,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,535
−HK$10,318/mo
▼ 0.25% · 3.875%
HK$169,653
−HK$5,200/mo
Today · 4.125%
HK$174,853
baseline
▲ 0.50% · 4.625%
HK$185,492
+HK$10,639/mo
Deposit HK$24.05M · loan HK$36.08M · min. income ≈ HK$349,706/mo (50% DSR)
Upfront cash ≈ HK$26.61M (deposit + AVD stamp duty HK$2,555,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,043
−HK$9,890/mo
▼ 0.25% · 3.875%
HK$187,952
−HK$4,981/mo
Today · 4.125%
HK$192,933
baseline
▲ 0.50% · 4.625%
HK$203,102
+HK$10,169/mo
Deposit HK$24.05M · loan HK$36.08M · min. income ≈ HK$385,866/mo (50% DSR)
Upfront cash ≈ HK$26.61M (deposit + AVD stamp duty HK$2,555,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,957
−HK$12,038/mo
▼ 0.25% · 3.875%
HK$197,928
−HK$6,067/mo
Today · 4.125%
HK$203,995
baseline
▲ 0.50% · 4.625%
HK$216,407
+HK$12,412/mo
Deposit HK$18.04M · loan HK$42.09M · min. income ≈ HK$407,990/mo (50% DSR)
Upfront cash ≈ HK$20.59M (deposit + AVD stamp duty HK$2,555,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,551
−HK$11,537/mo
▼ 0.25% · 3.875%
HK$219,278
−HK$5,810/mo
Today · 4.125%
HK$225,088
baseline
▲ 0.50% · 4.625%
HK$236,953
+HK$11,865/mo
Deposit HK$18.04M · loan HK$42.09M · min. income ≈ HK$450,176/mo (50% DSR)
Upfront cash ≈ HK$20.59M (deposit + AVD stamp duty HK$2,555,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,802
−HK$15,477/mo
▼ 0.25% · 3.875%
HK$254,479
−HK$7,800/mo
Today · 4.125%
HK$262,279
baseline
▲ 0.50% · 4.625%
HK$278,238
+HK$15,959/mo
Deposit HK$6.01M · loan HK$54.12M · min. income ≈ HK$524,558/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$2,555,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,565
−HK$14,834/mo
▼ 0.25% · 3.875%
HK$281,929
−HK$7,470/mo
Today · 4.125%
HK$289,399
baseline
▲ 0.50% · 4.625%
HK$304,653
+HK$15,254/mo
Deposit HK$6.01M · loan HK$54.12M · min. income ≈ HK$578,798/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$2,555,535 · Scale 2, in force from 26 Feb 2026)