LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,113
−HK$8,598/mo
▼ 0.25% · 3.875%
HK$141,378
−HK$4,333/mo
Today · 4.125%
HK$145,711
baseline
▲ 0.50% · 4.625%
HK$154,577
+HK$8,866/mo
Deposit HK$30.07M · loan HK$30.07M · min. income ≈ HK$291,422/mo (50% DSR)
Upfront cash ≈ HK$32.62M (deposit + AVD stamp duty HK$2,555,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,537
−HK$8,241/mo
▼ 0.25% · 3.875%
HK$156,628
−HK$4,150/mo
Today · 4.125%
HK$160,778
baseline
▲ 0.50% · 4.625%
HK$169,253
+HK$8,475/mo
Deposit HK$30.07M · loan HK$30.07M · min. income ≈ HK$321,556/mo (50% DSR)
Upfront cash ≈ HK$32.62M (deposit + AVD stamp duty HK$2,555,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,536
−HK$10,317/mo
▼ 0.25% · 3.875%
HK$169,654
−HK$5,199/mo
Today · 4.125%
HK$174,853
baseline
▲ 0.50% · 4.625%
HK$185,493
+HK$10,640/mo
Deposit HK$24.05M · loan HK$36.08M · min. income ≈ HK$349,706/mo (50% DSR)
Upfront cash ≈ HK$26.61M (deposit + AVD stamp duty HK$2,555,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,044
−HK$9,890/mo
▼ 0.25% · 3.875%
HK$187,953
−HK$4,981/mo
Today · 4.125%
HK$192,934
baseline
▲ 0.50% · 4.625%
HK$203,103
+HK$10,169/mo
Deposit HK$24.05M · loan HK$36.08M · min. income ≈ HK$385,868/mo (50% DSR)
Upfront cash ≈ HK$26.61M (deposit + AVD stamp duty HK$2,555,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,958
−HK$12,038/mo
▼ 0.25% · 3.875%
HK$197,929
−HK$6,067/mo
Today · 4.125%
HK$203,996
baseline
▲ 0.50% · 4.625%
HK$216,408
+HK$12,412/mo
Deposit HK$18.04M · loan HK$42.09M · min. income ≈ HK$407,992/mo (50% DSR)
Upfront cash ≈ HK$20.59M (deposit + AVD stamp duty HK$2,555,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,552
−HK$11,537/mo
▼ 0.25% · 3.875%
HK$219,279
−HK$5,810/mo
Today · 4.125%
HK$225,089
baseline
▲ 0.50% · 4.625%
HK$236,954
+HK$11,865/mo
Deposit HK$18.04M · loan HK$42.09M · min. income ≈ HK$450,178/mo (50% DSR)
Upfront cash ≈ HK$20.59M (deposit + AVD stamp duty HK$2,555,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,803
−HK$15,477/mo
▼ 0.25% · 3.875%
HK$254,480
−HK$7,800/mo
Today · 4.125%
HK$262,280
baseline
▲ 0.50% · 4.625%
HK$278,239
+HK$15,959/mo
Deposit HK$6.01M · loan HK$54.12M · min. income ≈ HK$524,560/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$2,555,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,566
−HK$14,834/mo
▼ 0.25% · 3.875%
HK$281,930
−HK$7,470/mo
Today · 4.125%
HK$289,400
baseline
▲ 0.50% · 4.625%
HK$304,655
+HK$15,255/mo
Deposit HK$6.01M · loan HK$54.12M · min. income ≈ HK$578,800/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$2,555,548 · Scale 2, in force from 26 Feb 2026)