LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,711
−HK$860/mo
▼ 0.25% · 3.875%
HK$14,138
−HK$433/mo
Today · 4.125%
HK$14,571
baseline
▲ 0.50% · 4.625%
HK$15,458
+HK$887/mo
Deposit HK$3.01M · loan HK$3.01M · min. income ≈ HK$29,142/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$136,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,254
−HK$824/mo
▼ 0.25% · 3.875%
HK$15,663
−HK$415/mo
Today · 4.125%
HK$16,078
baseline
▲ 0.50% · 4.625%
HK$16,925
+HK$847/mo
Deposit HK$3.01M · loan HK$3.01M · min. income ≈ HK$32,156/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$136,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,454
−HK$1,032/mo
▼ 0.25% · 3.875%
HK$16,966
−HK$520/mo
Today · 4.125%
HK$17,486
baseline
▲ 0.50% · 4.625%
HK$18,549
+HK$1,063/mo
Deposit HK$2.41M · loan HK$3.61M · min. income ≈ HK$34,972/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$136,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,305
−HK$989/mo
▼ 0.25% · 3.875%
HK$18,796
−HK$498/mo
Today · 4.125%
HK$19,294
baseline
▲ 0.50% · 4.625%
HK$20,311
+HK$1,017/mo
Deposit HK$2.41M · loan HK$3.61M · min. income ≈ HK$38,588/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$136,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,196
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$19,793
−HK$607/mo
Today · 4.125%
HK$20,400
baseline
▲ 0.50% · 4.625%
HK$21,641
+HK$1,241/mo
Deposit HK$1.80M · loan HK$4.21M · min. income ≈ HK$40,800/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$136,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,355
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$21,928
−HK$581/mo
Today · 4.125%
HK$22,509
baseline
▲ 0.50% · 4.625%
HK$23,696
+HK$1,187/mo
Deposit HK$1.80M · loan HK$4.21M · min. income ≈ HK$45,018/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$136,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,681
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,448
−HK$780/mo
Today · 4.125%
HK$26,228
baseline
▲ 0.50% · 4.625%
HK$27,824
+HK$1,596/mo
Deposit HK$601K · loan HK$5.41M · min. income ≈ HK$52,456/mo (50% DSR)
Upfront cash ≈ HK$738K (deposit + AVD stamp duty HK$136,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,457
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,193
−HK$747/mo
Today · 4.125%
HK$28,940
baseline
▲ 0.50% · 4.625%
HK$30,466
+HK$1,526/mo
Deposit HK$601K · loan HK$5.41M · min. income ≈ HK$57,880/mo (50% DSR)
Upfront cash ≈ HK$738K (deposit + AVD stamp duty HK$136,312 · Scale 2, in force from 26 Feb 2026)