LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,135
−HK$8,599/mo
▼ 0.25% · 3.875%
HK$141,400
−HK$4,334/mo
Today · 4.125%
HK$145,734
baseline
▲ 0.50% · 4.625%
HK$154,602
+HK$8,868/mo
Deposit HK$30.07M · loan HK$30.07M · min. income ≈ HK$291,468/mo (50% DSR)
Upfront cash ≈ HK$32.63M (deposit + AVD stamp duty HK$2,555,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,561
−HK$8,242/mo
▼ 0.25% · 3.875%
HK$156,652
−HK$4,151/mo
Today · 4.125%
HK$160,803
baseline
▲ 0.50% · 4.625%
HK$169,279
+HK$8,476/mo
Deposit HK$30.07M · loan HK$30.07M · min. income ≈ HK$321,606/mo (50% DSR)
Upfront cash ≈ HK$32.63M (deposit + AVD stamp duty HK$2,555,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,562
−HK$10,319/mo
▼ 0.25% · 3.875%
HK$169,680
−HK$5,201/mo
Today · 4.125%
HK$174,881
baseline
▲ 0.50% · 4.625%
HK$185,522
+HK$10,641/mo
Deposit HK$24.06M · loan HK$36.08M · min. income ≈ HK$349,762/mo (50% DSR)
Upfront cash ≈ HK$26.61M (deposit + AVD stamp duty HK$2,555,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,073
−HK$9,891/mo
▼ 0.25% · 3.875%
HK$187,983
−HK$4,981/mo
Today · 4.125%
HK$192,964
baseline
▲ 0.50% · 4.625%
HK$203,135
+HK$10,171/mo
Deposit HK$24.06M · loan HK$36.08M · min. income ≈ HK$385,928/mo (50% DSR)
Upfront cash ≈ HK$26.61M (deposit + AVD stamp duty HK$2,555,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,988
−HK$12,040/mo
▼ 0.25% · 3.875%
HK$197,960
−HK$6,068/mo
Today · 4.125%
HK$204,028
baseline
▲ 0.50% · 4.625%
HK$216,442
+HK$12,414/mo
Deposit HK$18.04M · loan HK$42.10M · min. income ≈ HK$408,056/mo (50% DSR)
Upfront cash ≈ HK$20.60M (deposit + AVD stamp duty HK$2,555,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,585
−HK$11,540/mo
▼ 0.25% · 3.875%
HK$219,313
−HK$5,812/mo
Today · 4.125%
HK$225,125
baseline
▲ 0.50% · 4.625%
HK$236,991
+HK$11,866/mo
Deposit HK$18.04M · loan HK$42.10M · min. income ≈ HK$450,250/mo (50% DSR)
Upfront cash ≈ HK$20.60M (deposit + AVD stamp duty HK$2,555,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,842
−HK$15,479/mo
▼ 0.25% · 3.875%
HK$254,520
−HK$7,801/mo
Today · 4.125%
HK$262,321
baseline
▲ 0.50% · 4.625%
HK$278,283
+HK$15,962/mo
Deposit HK$6.01M · loan HK$54.13M · min. income ≈ HK$524,642/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$2,555,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,610
−HK$14,836/mo
▼ 0.25% · 3.875%
HK$281,974
−HK$7,472/mo
Today · 4.125%
HK$289,446
baseline
▲ 0.50% · 4.625%
HK$304,703
+HK$15,257/mo
Deposit HK$6.01M · loan HK$54.13M · min. income ≈ HK$578,892/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$2,555,950 · Scale 2, in force from 26 Feb 2026)