LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,143
−HK$8,600/mo
▼ 0.25% · 3.875%
HK$141,409
−HK$4,334/mo
Today · 4.125%
HK$145,743
baseline
▲ 0.50% · 4.625%
HK$154,611
+HK$8,868/mo
Deposit HK$30.07M · loan HK$30.07M · min. income ≈ HK$291,486/mo (50% DSR)
Upfront cash ≈ HK$32.63M (deposit + AVD stamp duty HK$2,556,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,570
−HK$8,243/mo
▼ 0.25% · 3.875%
HK$156,662
−HK$4,151/mo
Today · 4.125%
HK$160,813
baseline
▲ 0.50% · 4.625%
HK$169,289
+HK$8,476/mo
Deposit HK$30.07M · loan HK$30.07M · min. income ≈ HK$321,626/mo (50% DSR)
Upfront cash ≈ HK$32.63M (deposit + AVD stamp duty HK$2,556,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,571
−HK$10,320/mo
▼ 0.25% · 3.875%
HK$169,690
−HK$5,201/mo
Today · 4.125%
HK$174,891
baseline
▲ 0.50% · 4.625%
HK$185,533
+HK$10,642/mo
Deposit HK$24.06M · loan HK$36.09M · min. income ≈ HK$349,782/mo (50% DSR)
Upfront cash ≈ HK$26.61M (deposit + AVD stamp duty HK$2,556,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,084
−HK$9,891/mo
▼ 0.25% · 3.875%
HK$187,994
−HK$4,981/mo
Today · 4.125%
HK$192,975
baseline
▲ 0.50% · 4.625%
HK$203,147
+HK$10,172/mo
Deposit HK$24.06M · loan HK$36.09M · min. income ≈ HK$385,950/mo (50% DSR)
Upfront cash ≈ HK$26.61M (deposit + AVD stamp duty HK$2,556,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,000
−HK$12,040/mo
▼ 0.25% · 3.875%
HK$197,972
−HK$6,068/mo
Today · 4.125%
HK$204,040
baseline
▲ 0.50% · 4.625%
HK$216,455
+HK$12,415/mo
Deposit HK$18.04M · loan HK$42.10M · min. income ≈ HK$408,080/mo (50% DSR)
Upfront cash ≈ HK$20.60M (deposit + AVD stamp duty HK$2,556,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,598
−HK$11,540/mo
▼ 0.25% · 3.875%
HK$219,327
−HK$5,811/mo
Today · 4.125%
HK$225,138
baseline
▲ 0.50% · 4.625%
HK$237,005
+HK$11,867/mo
Deposit HK$18.04M · loan HK$42.10M · min. income ≈ HK$450,276/mo (50% DSR)
Upfront cash ≈ HK$20.60M (deposit + AVD stamp duty HK$2,556,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,857
−HK$15,480/mo
▼ 0.25% · 3.875%
HK$254,536
−HK$7,801/mo
Today · 4.125%
HK$262,337
baseline
▲ 0.50% · 4.625%
HK$278,300
+HK$15,963/mo
Deposit HK$6.01M · loan HK$54.13M · min. income ≈ HK$524,674/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$2,556,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,626
−HK$14,837/mo
▼ 0.25% · 3.875%
HK$281,991
−HK$7,472/mo
Today · 4.125%
HK$289,463
baseline
▲ 0.50% · 4.625%
HK$304,721
+HK$15,258/mo
Deposit HK$6.01M · loan HK$54.13M · min. income ≈ HK$578,926/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$2,556,102 · Scale 2, in force from 26 Feb 2026)