LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,159
−HK$8,601/mo
▼ 0.25% · 3.875%
HK$141,425
−HK$4,335/mo
Today · 4.125%
HK$145,760
baseline
▲ 0.50% · 4.625%
HK$154,629
+HK$8,869/mo
Deposit HK$30.08M · loan HK$30.08M · min. income ≈ HK$291,520/mo (50% DSR)
Upfront cash ≈ HK$32.63M (deposit + AVD stamp duty HK$2,556,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,588
−HK$8,244/mo
▼ 0.25% · 3.875%
HK$156,680
−HK$4,152/mo
Today · 4.125%
HK$160,832
baseline
▲ 0.50% · 4.625%
HK$169,309
+HK$8,477/mo
Deposit HK$30.08M · loan HK$30.08M · min. income ≈ HK$321,664/mo (50% DSR)
Upfront cash ≈ HK$32.63M (deposit + AVD stamp duty HK$2,556,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,590
−HK$10,322/mo
▼ 0.25% · 3.875%
HK$169,710
−HK$5,202/mo
Today · 4.125%
HK$174,912
baseline
▲ 0.50% · 4.625%
HK$185,555
+HK$10,643/mo
Deposit HK$24.06M · loan HK$36.09M · min. income ≈ HK$349,824/mo (50% DSR)
Upfront cash ≈ HK$26.62M (deposit + AVD stamp duty HK$2,556,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,105
−HK$9,893/mo
▼ 0.25% · 3.875%
HK$188,016
−HK$4,982/mo
Today · 4.125%
HK$192,998
baseline
▲ 0.50% · 4.625%
HK$203,171
+HK$10,173/mo
Deposit HK$24.06M · loan HK$36.09M · min. income ≈ HK$385,996/mo (50% DSR)
Upfront cash ≈ HK$26.62M (deposit + AVD stamp duty HK$2,556,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,022
−HK$12,042/mo
▼ 0.25% · 3.875%
HK$197,995
−HK$6,069/mo
Today · 4.125%
HK$204,064
baseline
▲ 0.50% · 4.625%
HK$216,480
+HK$12,416/mo
Deposit HK$18.05M · loan HK$42.11M · min. income ≈ HK$408,128/mo (50% DSR)
Upfront cash ≈ HK$20.60M (deposit + AVD stamp duty HK$2,556,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,623
−HK$11,541/mo
▼ 0.25% · 3.875%
HK$219,352
−HK$5,812/mo
Today · 4.125%
HK$225,164
baseline
▲ 0.50% · 4.625%
HK$237,033
+HK$11,869/mo
Deposit HK$18.05M · loan HK$42.11M · min. income ≈ HK$450,328/mo (50% DSR)
Upfront cash ≈ HK$20.60M (deposit + AVD stamp duty HK$2,556,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,886
−HK$15,482/mo
▼ 0.25% · 3.875%
HK$254,565
−HK$7,803/mo
Today · 4.125%
HK$262,368
baseline
▲ 0.50% · 4.625%
HK$278,332
+HK$15,964/mo
Deposit HK$6.02M · loan HK$54.14M · min. income ≈ HK$524,736/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$2,556,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,658
−HK$14,839/mo
▼ 0.25% · 3.875%
HK$282,024
−HK$7,473/mo
Today · 4.125%
HK$289,497
baseline
▲ 0.50% · 4.625%
HK$304,757
+HK$15,260/mo
Deposit HK$6.02M · loan HK$54.14M · min. income ≈ HK$578,994/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$2,556,399 · Scale 2, in force from 26 Feb 2026)