LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,160
−HK$8,601/mo
▼ 0.25% · 3.875%
HK$141,427
−HK$4,334/mo
Today · 4.125%
HK$145,761
baseline
▲ 0.50% · 4.625%
HK$154,631
+HK$8,870/mo
Deposit HK$30.08M · loan HK$30.08M · min. income ≈ HK$291,522/mo (50% DSR)
Upfront cash ≈ HK$32.63M (deposit + AVD stamp duty HK$2,556,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,589
−HK$8,244/mo
▼ 0.25% · 3.875%
HK$156,682
−HK$4,151/mo
Today · 4.125%
HK$160,833
baseline
▲ 0.50% · 4.625%
HK$169,311
+HK$8,478/mo
Deposit HK$30.08M · loan HK$30.08M · min. income ≈ HK$321,666/mo (50% DSR)
Upfront cash ≈ HK$32.63M (deposit + AVD stamp duty HK$2,556,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,592
−HK$10,322/mo
▼ 0.25% · 3.875%
HK$169,712
−HK$5,202/mo
Today · 4.125%
HK$174,914
baseline
▲ 0.50% · 4.625%
HK$185,557
+HK$10,643/mo
Deposit HK$24.06M · loan HK$36.09M · min. income ≈ HK$349,828/mo (50% DSR)
Upfront cash ≈ HK$26.62M (deposit + AVD stamp duty HK$2,556,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,107
−HK$9,893/mo
▼ 0.25% · 3.875%
HK$188,018
−HK$4,982/mo
Today · 4.125%
HK$193,000
baseline
▲ 0.50% · 4.625%
HK$203,173
+HK$10,173/mo
Deposit HK$24.06M · loan HK$36.09M · min. income ≈ HK$386,000/mo (50% DSR)
Upfront cash ≈ HK$26.62M (deposit + AVD stamp duty HK$2,556,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,024
−HK$12,042/mo
▼ 0.25% · 3.875%
HK$197,997
−HK$6,069/mo
Today · 4.125%
HK$204,066
baseline
▲ 0.50% · 4.625%
HK$216,483
+HK$12,417/mo
Deposit HK$18.05M · loan HK$42.11M · min. income ≈ HK$408,132/mo (50% DSR)
Upfront cash ≈ HK$20.60M (deposit + AVD stamp duty HK$2,556,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,625
−HK$11,541/mo
▼ 0.25% · 3.875%
HK$219,354
−HK$5,812/mo
Today · 4.125%
HK$225,166
baseline
▲ 0.50% · 4.625%
HK$237,035
+HK$11,869/mo
Deposit HK$18.05M · loan HK$42.11M · min. income ≈ HK$450,332/mo (50% DSR)
Upfront cash ≈ HK$20.60M (deposit + AVD stamp duty HK$2,556,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,888
−HK$15,482/mo
▼ 0.25% · 3.875%
HK$254,568
−HK$7,802/mo
Today · 4.125%
HK$262,370
baseline
▲ 0.50% · 4.625%
HK$278,335
+HK$15,965/mo
Deposit HK$6.02M · loan HK$54.14M · min. income ≈ HK$524,740/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$2,556,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,661
−HK$14,839/mo
▼ 0.25% · 3.875%
HK$282,027
−HK$7,473/mo
Today · 4.125%
HK$289,500
baseline
▲ 0.50% · 4.625%
HK$304,760
+HK$15,260/mo
Deposit HK$6.02M · loan HK$54.14M · min. income ≈ HK$579,000/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$2,556,426 · Scale 2, in force from 26 Feb 2026)