LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,164
−HK$8,601/mo
▼ 0.25% · 3.875%
HK$141,430
−HK$4,335/mo
Today · 4.125%
HK$145,765
baseline
▲ 0.50% · 4.625%
HK$154,634
+HK$8,869/mo
Deposit HK$30.08M · loan HK$30.08M · min. income ≈ HK$291,530/mo (50% DSR)
Upfront cash ≈ HK$32.63M (deposit + AVD stamp duty HK$2,556,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,593
−HK$8,244/mo
▼ 0.25% · 3.875%
HK$156,685
−HK$4,152/mo
Today · 4.125%
HK$160,837
baseline
▲ 0.50% · 4.625%
HK$169,315
+HK$8,478/mo
Deposit HK$30.08M · loan HK$30.08M · min. income ≈ HK$321,674/mo (50% DSR)
Upfront cash ≈ HK$32.63M (deposit + AVD stamp duty HK$2,556,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,596
−HK$10,322/mo
▼ 0.25% · 3.875%
HK$169,716
−HK$5,202/mo
Today · 4.125%
HK$174,918
baseline
▲ 0.50% · 4.625%
HK$185,561
+HK$10,643/mo
Deposit HK$24.06M · loan HK$36.09M · min. income ≈ HK$349,836/mo (50% DSR)
Upfront cash ≈ HK$26.62M (deposit + AVD stamp duty HK$2,556,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,112
−HK$9,893/mo
▼ 0.25% · 3.875%
HK$188,023
−HK$4,982/mo
Today · 4.125%
HK$193,005
baseline
▲ 0.50% · 4.625%
HK$203,178
+HK$10,173/mo
Deposit HK$24.06M · loan HK$36.09M · min. income ≈ HK$386,010/mo (50% DSR)
Upfront cash ≈ HK$26.62M (deposit + AVD stamp duty HK$2,556,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,029
−HK$12,042/mo
▼ 0.25% · 3.875%
HK$198,002
−HK$6,069/mo
Today · 4.125%
HK$204,071
baseline
▲ 0.50% · 4.625%
HK$216,488
+HK$12,417/mo
Deposit HK$18.05M · loan HK$42.11M · min. income ≈ HK$408,142/mo (50% DSR)
Upfront cash ≈ HK$20.60M (deposit + AVD stamp duty HK$2,556,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,630
−HK$11,542/mo
▼ 0.25% · 3.875%
HK$219,360
−HK$5,812/mo
Today · 4.125%
HK$225,172
baseline
▲ 0.50% · 4.625%
HK$237,041
+HK$11,869/mo
Deposit HK$18.05M · loan HK$42.11M · min. income ≈ HK$450,344/mo (50% DSR)
Upfront cash ≈ HK$20.60M (deposit + AVD stamp duty HK$2,556,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,894
−HK$15,483/mo
▼ 0.25% · 3.875%
HK$254,574
−HK$7,803/mo
Today · 4.125%
HK$262,377
baseline
▲ 0.50% · 4.625%
HK$278,342
+HK$15,965/mo
Deposit HK$6.02M · loan HK$54.14M · min. income ≈ HK$524,754/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$2,556,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,667
−HK$14,840/mo
▼ 0.25% · 3.875%
HK$282,034
−HK$7,473/mo
Today · 4.125%
HK$289,507
baseline
▲ 0.50% · 4.625%
HK$304,767
+HK$15,260/mo
Deposit HK$6.02M · loan HK$54.14M · min. income ≈ HK$579,014/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$2,556,489 · Scale 2, in force from 26 Feb 2026)