LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,165
−HK$8,602/mo
▼ 0.25% · 3.875%
HK$141,432
−HK$4,335/mo
Today · 4.125%
HK$145,767
baseline
▲ 0.50% · 4.625%
HK$154,636
+HK$8,869/mo
Deposit HK$30.08M · loan HK$30.08M · min. income ≈ HK$291,534/mo (50% DSR)
Upfront cash ≈ HK$32.63M (deposit + AVD stamp duty HK$2,556,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,595
−HK$8,244/mo
▼ 0.25% · 3.875%
HK$156,688
−HK$4,151/mo
Today · 4.125%
HK$160,839
baseline
▲ 0.50% · 4.625%
HK$169,317
+HK$8,478/mo
Deposit HK$30.08M · loan HK$30.08M · min. income ≈ HK$321,678/mo (50% DSR)
Upfront cash ≈ HK$32.63M (deposit + AVD stamp duty HK$2,556,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,598
−HK$10,322/mo
▼ 0.25% · 3.875%
HK$169,718
−HK$5,202/mo
Today · 4.125%
HK$174,920
baseline
▲ 0.50% · 4.625%
HK$185,564
+HK$10,644/mo
Deposit HK$24.06M · loan HK$36.09M · min. income ≈ HK$349,840/mo (50% DSR)
Upfront cash ≈ HK$26.62M (deposit + AVD stamp duty HK$2,556,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,114
−HK$9,893/mo
▼ 0.25% · 3.875%
HK$188,025
−HK$4,982/mo
Today · 4.125%
HK$193,007
baseline
▲ 0.50% · 4.625%
HK$203,181
+HK$10,174/mo
Deposit HK$24.06M · loan HK$36.09M · min. income ≈ HK$386,014/mo (50% DSR)
Upfront cash ≈ HK$26.62M (deposit + AVD stamp duty HK$2,556,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,031
−HK$12,042/mo
▼ 0.25% · 3.875%
HK$198,005
−HK$6,068/mo
Today · 4.125%
HK$204,073
baseline
▲ 0.50% · 4.625%
HK$216,491
+HK$12,418/mo
Deposit HK$18.05M · loan HK$42.11M · min. income ≈ HK$408,146/mo (50% DSR)
Upfront cash ≈ HK$20.60M (deposit + AVD stamp duty HK$2,556,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,633
−HK$11,542/mo
▼ 0.25% · 3.875%
HK$219,363
−HK$5,812/mo
Today · 4.125%
HK$225,175
baseline
▲ 0.50% · 4.625%
HK$237,044
+HK$11,869/mo
Deposit HK$18.05M · loan HK$42.11M · min. income ≈ HK$450,350/mo (50% DSR)
Upfront cash ≈ HK$20.60M (deposit + AVD stamp duty HK$2,556,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,897
−HK$15,483/mo
▼ 0.25% · 3.875%
HK$254,577
−HK$7,803/mo
Today · 4.125%
HK$262,380
baseline
▲ 0.50% · 4.625%
HK$278,345
+HK$15,965/mo
Deposit HK$6.02M · loan HK$54.14M · min. income ≈ HK$524,760/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$2,556,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,671
−HK$14,840/mo
▼ 0.25% · 3.875%
HK$282,038
−HK$7,473/mo
Today · 4.125%
HK$289,511
baseline
▲ 0.50% · 4.625%
HK$304,771
+HK$15,260/mo
Deposit HK$6.02M · loan HK$54.14M · min. income ≈ HK$579,022/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$2,556,522 · Scale 2, in force from 26 Feb 2026)