LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,176
−HK$8,602/mo
▼ 0.25% · 3.875%
HK$141,443
−HK$4,335/mo
Today · 4.125%
HK$145,778
baseline
▲ 0.50% · 4.625%
HK$154,648
+HK$8,870/mo
Deposit HK$30.08M · loan HK$30.08M · min. income ≈ HK$291,556/mo (50% DSR)
Upfront cash ≈ HK$32.64M (deposit + AVD stamp duty HK$2,556,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,607
−HK$8,245/mo
▼ 0.25% · 3.875%
HK$156,700
−HK$4,152/mo
Today · 4.125%
HK$160,852
baseline
▲ 0.50% · 4.625%
HK$169,331
+HK$8,479/mo
Deposit HK$30.08M · loan HK$30.08M · min. income ≈ HK$321,704/mo (50% DSR)
Upfront cash ≈ HK$32.64M (deposit + AVD stamp duty HK$2,556,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,611
−HK$10,323/mo
▼ 0.25% · 3.875%
HK$169,732
−HK$5,202/mo
Today · 4.125%
HK$174,934
baseline
▲ 0.50% · 4.625%
HK$185,578
+HK$10,644/mo
Deposit HK$24.06M · loan HK$36.09M · min. income ≈ HK$349,868/mo (50% DSR)
Upfront cash ≈ HK$26.62M (deposit + AVD stamp duty HK$2,556,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,128
−HK$9,894/mo
▼ 0.25% · 3.875%
HK$188,040
−HK$4,982/mo
Today · 4.125%
HK$193,022
baseline
▲ 0.50% · 4.625%
HK$203,197
+HK$10,175/mo
Deposit HK$24.06M · loan HK$36.09M · min. income ≈ HK$386,044/mo (50% DSR)
Upfront cash ≈ HK$26.62M (deposit + AVD stamp duty HK$2,556,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,046
−HK$12,043/mo
▼ 0.25% · 3.875%
HK$198,020
−HK$6,069/mo
Today · 4.125%
HK$204,089
baseline
▲ 0.50% · 4.625%
HK$216,508
+HK$12,419/mo
Deposit HK$18.05M · loan HK$42.11M · min. income ≈ HK$408,178/mo (50% DSR)
Upfront cash ≈ HK$20.60M (deposit + AVD stamp duty HK$2,556,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,650
−HK$11,543/mo
▼ 0.25% · 3.875%
HK$219,380
−HK$5,813/mo
Today · 4.125%
HK$225,193
baseline
▲ 0.50% · 4.625%
HK$237,063
+HK$11,870/mo
Deposit HK$18.05M · loan HK$42.11M · min. income ≈ HK$450,386/mo (50% DSR)
Upfront cash ≈ HK$20.60M (deposit + AVD stamp duty HK$2,556,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,917
−HK$15,484/mo
▼ 0.25% · 3.875%
HK$254,597
−HK$7,804/mo
Today · 4.125%
HK$262,401
baseline
▲ 0.50% · 4.625%
HK$278,367
+HK$15,966/mo
Deposit HK$6.02M · loan HK$54.14M · min. income ≈ HK$524,802/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$2,556,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,692
−HK$14,841/mo
▼ 0.25% · 3.875%
HK$282,060
−HK$7,473/mo
Today · 4.125%
HK$289,533
baseline
▲ 0.50% · 4.625%
HK$304,795
+HK$15,262/mo
Deposit HK$6.02M · loan HK$54.14M · min. income ≈ HK$579,066/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$2,556,722 · Scale 2, in force from 26 Feb 2026)