LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,185
−HK$8,603/mo
▼ 0.25% · 3.875%
HK$141,452
−HK$4,336/mo
Today · 4.125%
HK$145,788
baseline
▲ 0.50% · 4.625%
HK$154,659
+HK$8,871/mo
Deposit HK$30.08M · loan HK$30.08M · min. income ≈ HK$291,576/mo (50% DSR)
Upfront cash ≈ HK$32.64M (deposit + AVD stamp duty HK$2,556,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,617
−HK$8,245/mo
▼ 0.25% · 3.875%
HK$156,710
−HK$4,152/mo
Today · 4.125%
HK$160,862
baseline
▲ 0.50% · 4.625%
HK$169,342
+HK$8,480/mo
Deposit HK$30.08M · loan HK$30.08M · min. income ≈ HK$321,724/mo (50% DSR)
Upfront cash ≈ HK$32.64M (deposit + AVD stamp duty HK$2,556,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,622
−HK$10,323/mo
▼ 0.25% · 3.875%
HK$169,743
−HK$5,202/mo
Today · 4.125%
HK$174,945
baseline
▲ 0.50% · 4.625%
HK$185,590
+HK$10,645/mo
Deposit HK$24.06M · loan HK$36.10M · min. income ≈ HK$349,890/mo (50% DSR)
Upfront cash ≈ HK$26.62M (deposit + AVD stamp duty HK$2,556,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,140
−HK$9,895/mo
▼ 0.25% · 3.875%
HK$188,052
−HK$4,983/mo
Today · 4.125%
HK$193,035
baseline
▲ 0.50% · 4.625%
HK$203,210
+HK$10,175/mo
Deposit HK$24.06M · loan HK$36.10M · min. income ≈ HK$386,070/mo (50% DSR)
Upfront cash ≈ HK$26.62M (deposit + AVD stamp duty HK$2,556,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,059
−HK$12,044/mo
▼ 0.25% · 3.875%
HK$198,033
−HK$6,070/mo
Today · 4.125%
HK$204,103
baseline
▲ 0.50% · 4.625%
HK$216,522
+HK$12,419/mo
Deposit HK$18.05M · loan HK$42.11M · min. income ≈ HK$408,206/mo (50% DSR)
Upfront cash ≈ HK$20.61M (deposit + AVD stamp duty HK$2,556,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,664
−HK$11,543/mo
▼ 0.25% · 3.875%
HK$219,394
−HK$5,813/mo
Today · 4.125%
HK$225,207
baseline
▲ 0.50% · 4.625%
HK$237,078
+HK$11,871/mo
Deposit HK$18.05M · loan HK$42.11M · min. income ≈ HK$450,414/mo (50% DSR)
Upfront cash ≈ HK$20.61M (deposit + AVD stamp duty HK$2,556,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,933
−HK$15,485/mo
▼ 0.25% · 3.875%
HK$254,614
−HK$7,804/mo
Today · 4.125%
HK$262,418
baseline
▲ 0.50% · 4.625%
HK$278,386
+HK$15,968/mo
Deposit HK$6.02M · loan HK$54.15M · min. income ≈ HK$524,836/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$2,556,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,711
−HK$14,841/mo
▼ 0.25% · 3.875%
HK$282,078
−HK$7,474/mo
Today · 4.125%
HK$289,552
baseline
▲ 0.50% · 4.625%
HK$304,815
+HK$15,263/mo
Deposit HK$6.02M · loan HK$54.15M · min. income ≈ HK$579,104/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$2,556,891 · Scale 2, in force from 26 Feb 2026)