LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,188
−HK$8,603/mo
▼ 0.25% · 3.875%
HK$141,455
−HK$4,336/mo
Today · 4.125%
HK$145,791
baseline
▲ 0.50% · 4.625%
HK$154,662
+HK$8,871/mo
Deposit HK$30.08M · loan HK$30.08M · min. income ≈ HK$291,582/mo (50% DSR)
Upfront cash ≈ HK$32.64M (deposit + AVD stamp duty HK$2,556,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,620
−HK$8,246/mo
▼ 0.25% · 3.875%
HK$156,713
−HK$4,153/mo
Today · 4.125%
HK$160,866
baseline
▲ 0.50% · 4.625%
HK$169,345
+HK$8,479/mo
Deposit HK$30.08M · loan HK$30.08M · min. income ≈ HK$321,732/mo (50% DSR)
Upfront cash ≈ HK$32.64M (deposit + AVD stamp duty HK$2,556,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,625
−HK$10,324/mo
▼ 0.25% · 3.875%
HK$169,746
−HK$5,203/mo
Today · 4.125%
HK$174,949
baseline
▲ 0.50% · 4.625%
HK$185,594
+HK$10,645/mo
Deposit HK$24.07M · loan HK$36.10M · min. income ≈ HK$349,898/mo (50% DSR)
Upfront cash ≈ HK$26.62M (deposit + AVD stamp duty HK$2,556,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,144
−HK$9,895/mo
▼ 0.25% · 3.875%
HK$188,056
−HK$4,983/mo
Today · 4.125%
HK$193,039
baseline
▲ 0.50% · 4.625%
HK$203,214
+HK$10,175/mo
Deposit HK$24.07M · loan HK$36.10M · min. income ≈ HK$386,078/mo (50% DSR)
Upfront cash ≈ HK$26.62M (deposit + AVD stamp duty HK$2,556,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,063
−HK$12,044/mo
▼ 0.25% · 3.875%
HK$198,037
−HK$6,070/mo
Today · 4.125%
HK$204,107
baseline
▲ 0.50% · 4.625%
HK$216,526
+HK$12,419/mo
Deposit HK$18.05M · loan HK$42.11M · min. income ≈ HK$408,214/mo (50% DSR)
Upfront cash ≈ HK$20.61M (deposit + AVD stamp duty HK$2,556,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,668
−HK$11,544/mo
▼ 0.25% · 3.875%
HK$219,398
−HK$5,814/mo
Today · 4.125%
HK$225,212
baseline
▲ 0.50% · 4.625%
HK$237,083
+HK$11,871/mo
Deposit HK$18.05M · loan HK$42.11M · min. income ≈ HK$450,424/mo (50% DSR)
Upfront cash ≈ HK$20.61M (deposit + AVD stamp duty HK$2,556,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,938
−HK$15,485/mo
▼ 0.25% · 3.875%
HK$254,619
−HK$7,804/mo
Today · 4.125%
HK$262,423
baseline
▲ 0.50% · 4.625%
HK$278,391
+HK$15,968/mo
Deposit HK$6.02M · loan HK$54.15M · min. income ≈ HK$524,846/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$2,556,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,716
−HK$14,842/mo
▼ 0.25% · 3.875%
HK$282,084
−HK$7,474/mo
Today · 4.125%
HK$289,558
baseline
▲ 0.50% · 4.625%
HK$304,821
+HK$15,263/mo
Deposit HK$6.02M · loan HK$54.15M · min. income ≈ HK$579,116/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$2,556,941 · Scale 2, in force from 26 Feb 2026)