LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,194
−HK$8,603/mo
▼ 0.25% · 3.875%
HK$141,461
−HK$4,336/mo
Today · 4.125%
HK$145,797
baseline
▲ 0.50% · 4.625%
HK$154,669
+HK$8,872/mo
Deposit HK$30.08M · loan HK$30.08M · min. income ≈ HK$291,594/mo (50% DSR)
Upfront cash ≈ HK$32.64M (deposit + AVD stamp duty HK$2,557,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,627
−HK$8,246/mo
▼ 0.25% · 3.875%
HK$156,720
−HK$4,153/mo
Today · 4.125%
HK$160,873
baseline
▲ 0.50% · 4.625%
HK$169,353
+HK$8,480/mo
Deposit HK$30.08M · loan HK$30.08M · min. income ≈ HK$321,746/mo (50% DSR)
Upfront cash ≈ HK$32.64M (deposit + AVD stamp duty HK$2,557,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,633
−HK$10,324/mo
▼ 0.25% · 3.875%
HK$169,754
−HK$5,203/mo
Today · 4.125%
HK$174,957
baseline
▲ 0.50% · 4.625%
HK$185,602
+HK$10,645/mo
Deposit HK$24.07M · loan HK$36.10M · min. income ≈ HK$349,914/mo (50% DSR)
Upfront cash ≈ HK$26.62M (deposit + AVD stamp duty HK$2,557,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,152
−HK$9,895/mo
▼ 0.25% · 3.875%
HK$188,064
−HK$4,983/mo
Today · 4.125%
HK$193,047
baseline
▲ 0.50% · 4.625%
HK$203,223
+HK$10,176/mo
Deposit HK$24.07M · loan HK$36.10M · min. income ≈ HK$386,094/mo (50% DSR)
Upfront cash ≈ HK$26.62M (deposit + AVD stamp duty HK$2,557,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,072
−HK$12,044/mo
▼ 0.25% · 3.875%
HK$198,046
−HK$6,070/mo
Today · 4.125%
HK$204,116
baseline
▲ 0.50% · 4.625%
HK$216,536
+HK$12,420/mo
Deposit HK$18.05M · loan HK$42.12M · min. income ≈ HK$408,232/mo (50% DSR)
Upfront cash ≈ HK$20.61M (deposit + AVD stamp duty HK$2,557,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,678
−HK$11,544/mo
▼ 0.25% · 3.875%
HK$219,408
−HK$5,814/mo
Today · 4.125%
HK$225,222
baseline
▲ 0.50% · 4.625%
HK$237,094
+HK$11,872/mo
Deposit HK$18.05M · loan HK$42.12M · min. income ≈ HK$450,444/mo (50% DSR)
Upfront cash ≈ HK$20.61M (deposit + AVD stamp duty HK$2,557,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,949
−HK$15,486/mo
▼ 0.25% · 3.875%
HK$254,631
−HK$7,804/mo
Today · 4.125%
HK$262,435
baseline
▲ 0.50% · 4.625%
HK$278,404
+HK$15,969/mo
Deposit HK$6.02M · loan HK$54.15M · min. income ≈ HK$524,870/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$2,557,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,728
−HK$14,843/mo
▼ 0.25% · 3.875%
HK$282,096
−HK$7,475/mo
Today · 4.125%
HK$289,571
baseline
▲ 0.50% · 4.625%
HK$304,835
+HK$15,264/mo
Deposit HK$6.02M · loan HK$54.15M · min. income ≈ HK$579,142/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$2,557,056 · Scale 2, in force from 26 Feb 2026)