LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,200
−HK$8,603/mo
▼ 0.25% · 3.875%
HK$141,467
−HK$4,336/mo
Today · 4.125%
HK$145,803
baseline
▲ 0.50% · 4.625%
HK$154,675
+HK$8,872/mo
Deposit HK$30.08M · loan HK$30.08M · min. income ≈ HK$291,606/mo (50% DSR)
Upfront cash ≈ HK$32.64M (deposit + AVD stamp duty HK$2,557,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,633
−HK$8,246/mo
▼ 0.25% · 3.875%
HK$156,727
−HK$4,152/mo
Today · 4.125%
HK$160,879
baseline
▲ 0.50% · 4.625%
HK$169,360
+HK$8,481/mo
Deposit HK$30.08M · loan HK$30.08M · min. income ≈ HK$321,758/mo (50% DSR)
Upfront cash ≈ HK$32.64M (deposit + AVD stamp duty HK$2,557,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,639
−HK$10,325/mo
▼ 0.25% · 3.875%
HK$169,761
−HK$5,203/mo
Today · 4.125%
HK$174,964
baseline
▲ 0.50% · 4.625%
HK$185,610
+HK$10,646/mo
Deposit HK$24.07M · loan HK$36.10M · min. income ≈ HK$349,928/mo (50% DSR)
Upfront cash ≈ HK$26.62M (deposit + AVD stamp duty HK$2,557,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,160
−HK$9,895/mo
▼ 0.25% · 3.875%
HK$188,072
−HK$4,983/mo
Today · 4.125%
HK$193,055
baseline
▲ 0.50% · 4.625%
HK$203,231
+HK$10,176/mo
Deposit HK$24.07M · loan HK$36.10M · min. income ≈ HK$386,110/mo (50% DSR)
Upfront cash ≈ HK$26.62M (deposit + AVD stamp duty HK$2,557,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,079
−HK$12,045/mo
▼ 0.25% · 3.875%
HK$198,054
−HK$6,070/mo
Today · 4.125%
HK$204,124
baseline
▲ 0.50% · 4.625%
HK$216,545
+HK$12,421/mo
Deposit HK$18.05M · loan HK$42.12M · min. income ≈ HK$408,248/mo (50% DSR)
Upfront cash ≈ HK$20.61M (deposit + AVD stamp duty HK$2,557,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,686
−HK$11,545/mo
▼ 0.25% · 3.875%
HK$219,417
−HK$5,814/mo
Today · 4.125%
HK$225,231
baseline
▲ 0.50% · 4.625%
HK$237,103
+HK$11,872/mo
Deposit HK$18.05M · loan HK$42.12M · min. income ≈ HK$450,462/mo (50% DSR)
Upfront cash ≈ HK$20.61M (deposit + AVD stamp duty HK$2,557,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,959
−HK$15,487/mo
▼ 0.25% · 3.875%
HK$254,641
−HK$7,805/mo
Today · 4.125%
HK$262,446
baseline
▲ 0.50% · 4.625%
HK$278,415
+HK$15,969/mo
Deposit HK$6.02M · loan HK$54.15M · min. income ≈ HK$524,892/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$2,557,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,740
−HK$14,843/mo
▼ 0.25% · 3.875%
HK$282,108
−HK$7,475/mo
Today · 4.125%
HK$289,583
baseline
▲ 0.50% · 4.625%
HK$304,847
+HK$15,264/mo
Deposit HK$6.02M · loan HK$54.15M · min. income ≈ HK$579,166/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$2,557,160 · Scale 2, in force from 26 Feb 2026)