LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,722
−HK$861/mo
▼ 0.25% · 3.875%
HK$14,149
−HK$434/mo
Today · 4.125%
HK$14,583
baseline
▲ 0.50% · 4.625%
HK$15,470
+HK$887/mo
Deposit HK$3.01M · loan HK$3.01M · min. income ≈ HK$29,166/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$136,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,266
−HK$825/mo
▼ 0.25% · 3.875%
HK$15,675
−HK$416/mo
Today · 4.125%
HK$16,091
baseline
▲ 0.50% · 4.625%
HK$16,939
+HK$848/mo
Deposit HK$3.01M · loan HK$3.01M · min. income ≈ HK$32,182/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$136,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,467
−HK$1,032/mo
▼ 0.25% · 3.875%
HK$16,979
−HK$520/mo
Today · 4.125%
HK$17,499
baseline
▲ 0.50% · 4.625%
HK$18,564
+HK$1,065/mo
Deposit HK$2.41M · loan HK$3.61M · min. income ≈ HK$34,998/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$136,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,319
−HK$990/mo
▼ 0.25% · 3.875%
HK$18,810
−HK$499/mo
Today · 4.125%
HK$19,309
baseline
▲ 0.50% · 4.625%
HK$20,327
+HK$1,018/mo
Deposit HK$2.41M · loan HK$3.61M · min. income ≈ HK$38,618/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$136,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,211
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$19,809
−HK$607/mo
Today · 4.125%
HK$20,416
baseline
▲ 0.50% · 4.625%
HK$21,658
+HK$1,242/mo
Deposit HK$1.81M · loan HK$4.21M · min. income ≈ HK$40,832/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$136,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,372
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$21,946
−HK$581/mo
Today · 4.125%
HK$22,527
baseline
▲ 0.50% · 4.625%
HK$23,714
+HK$1,187/mo
Deposit HK$1.81M · loan HK$4.21M · min. income ≈ HK$45,054/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$136,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,700
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,469
−HK$780/mo
Today · 4.125%
HK$26,249
baseline
▲ 0.50% · 4.625%
HK$27,846
+HK$1,597/mo
Deposit HK$602K · loan HK$5.42M · min. income ≈ HK$52,498/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$136,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,479
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$28,216
−HK$747/mo
Today · 4.125%
HK$28,963
baseline
▲ 0.50% · 4.625%
HK$30,490
+HK$1,527/mo
Deposit HK$602K · loan HK$5.42M · min. income ≈ HK$57,926/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$136,789 · Scale 2, in force from 26 Feb 2026)