LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,723
−HK$860/mo
▼ 0.25% · 3.875%
HK$14,150
−HK$433/mo
Today · 4.125%
HK$14,583
baseline
▲ 0.50% · 4.625%
HK$15,471
+HK$888/mo
Deposit HK$3.01M · loan HK$3.01M · min. income ≈ HK$29,166/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$136,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,267
−HK$824/mo
▼ 0.25% · 3.875%
HK$15,676
−HK$415/mo
Today · 4.125%
HK$16,091
baseline
▲ 0.50% · 4.625%
HK$16,940
+HK$849/mo
Deposit HK$3.01M · loan HK$3.01M · min. income ≈ HK$32,182/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$136,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,467
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$16,980
−HK$520/mo
Today · 4.125%
HK$17,500
baseline
▲ 0.50% · 4.625%
HK$18,565
+HK$1,065/mo
Deposit HK$2.41M · loan HK$3.61M · min. income ≈ HK$35,000/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$136,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,320
−HK$990/mo
▼ 0.25% · 3.875%
HK$18,811
−HK$499/mo
Today · 4.125%
HK$19,310
baseline
▲ 0.50% · 4.625%
HK$20,328
+HK$1,018/mo
Deposit HK$2.41M · loan HK$3.61M · min. income ≈ HK$38,620/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$136,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,212
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$19,810
−HK$607/mo
Today · 4.125%
HK$20,417
baseline
▲ 0.50% · 4.625%
HK$21,659
+HK$1,242/mo
Deposit HK$1.81M · loan HK$4.21M · min. income ≈ HK$40,834/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$136,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,373
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$21,946
−HK$582/mo
Today · 4.125%
HK$22,528
baseline
▲ 0.50% · 4.625%
HK$23,715
+HK$1,187/mo
Deposit HK$1.81M · loan HK$4.21M · min. income ≈ HK$45,056/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$136,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,701
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,470
−HK$780/mo
Today · 4.125%
HK$26,250
baseline
▲ 0.50% · 4.625%
HK$27,847
+HK$1,597/mo
Deposit HK$602K · loan HK$5.42M · min. income ≈ HK$52,500/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$136,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,480
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$28,217
−HK$748/mo
Today · 4.125%
HK$28,965
baseline
▲ 0.50% · 4.625%
HK$30,491
+HK$1,526/mo
Deposit HK$602K · loan HK$5.42M · min. income ≈ HK$57,930/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$136,815 · Scale 2, in force from 26 Feb 2026)