LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,251
−HK$8,607/mo
▼ 0.25% · 3.875%
HK$141,520
−HK$4,338/mo
Today · 4.125%
HK$145,858
baseline
▲ 0.50% · 4.625%
HK$154,733
+HK$8,875/mo
Deposit HK$30.10M · loan HK$30.10M · min. income ≈ HK$291,716/mo (50% DSR)
Upfront cash ≈ HK$32.65M (deposit + AVD stamp duty HK$2,558,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,690
−HK$8,250/mo
▼ 0.25% · 3.875%
HK$156,785
−HK$4,155/mo
Today · 4.125%
HK$160,940
baseline
▲ 0.50% · 4.625%
HK$169,423
+HK$8,483/mo
Deposit HK$30.10M · loan HK$30.10M · min. income ≈ HK$321,880/mo (50% DSR)
Upfront cash ≈ HK$32.65M (deposit + AVD stamp duty HK$2,558,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,701
−HK$10,328/mo
▼ 0.25% · 3.875%
HK$169,824
−HK$5,205/mo
Today · 4.125%
HK$175,029
baseline
▲ 0.50% · 4.625%
HK$185,679
+HK$10,650/mo
Deposit HK$24.08M · loan HK$36.11M · min. income ≈ HK$350,058/mo (50% DSR)
Upfront cash ≈ HK$26.63M (deposit + AVD stamp duty HK$2,558,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,228
−HK$9,900/mo
▼ 0.25% · 3.875%
HK$188,142
−HK$4,986/mo
Today · 4.125%
HK$193,128
baseline
▲ 0.50% · 4.625%
HK$203,308
+HK$10,180/mo
Deposit HK$24.08M · loan HK$36.11M · min. income ≈ HK$386,256/mo (50% DSR)
Upfront cash ≈ HK$26.63M (deposit + AVD stamp duty HK$2,558,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,151
−HK$12,050/mo
▼ 0.25% · 3.875%
HK$198,128
−HK$6,073/mo
Today · 4.125%
HK$204,201
baseline
▲ 0.50% · 4.625%
HK$216,626
+HK$12,425/mo
Deposit HK$18.06M · loan HK$42.13M · min. income ≈ HK$408,402/mo (50% DSR)
Upfront cash ≈ HK$20.62M (deposit + AVD stamp duty HK$2,558,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,766
−HK$11,549/mo
▼ 0.25% · 3.875%
HK$219,499
−HK$5,816/mo
Today · 4.125%
HK$225,315
baseline
▲ 0.50% · 4.625%
HK$237,192
+HK$11,877/mo
Deposit HK$18.06M · loan HK$42.13M · min. income ≈ HK$450,630/mo (50% DSR)
Upfront cash ≈ HK$20.62M (deposit + AVD stamp duty HK$2,558,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,052
−HK$15,492/mo
▼ 0.25% · 3.875%
HK$254,736
−HK$7,808/mo
Today · 4.125%
HK$262,544
baseline
▲ 0.50% · 4.625%
HK$278,519
+HK$15,975/mo
Deposit HK$6.02M · loan HK$54.17M · min. income ≈ HK$525,088/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$2,558,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,842
−HK$14,849/mo
▼ 0.25% · 3.875%
HK$282,214
−HK$7,477/mo
Today · 4.125%
HK$289,691
baseline
▲ 0.50% · 4.625%
HK$304,961
+HK$15,270/mo
Deposit HK$6.02M · loan HK$54.17M · min. income ≈ HK$579,382/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$2,558,117 · Scale 2, in force from 26 Feb 2026)