LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,252
−HK$8,607/mo
▼ 0.25% · 3.875%
HK$141,521
−HK$4,338/mo
Today · 4.125%
HK$145,859
baseline
▲ 0.50% · 4.625%
HK$154,734
+HK$8,875/mo
Deposit HK$30.10M · loan HK$30.10M · min. income ≈ HK$291,718/mo (50% DSR)
Upfront cash ≈ HK$32.65M (deposit + AVD stamp duty HK$2,558,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,691
−HK$8,249/mo
▼ 0.25% · 3.875%
HK$156,786
−HK$4,154/mo
Today · 4.125%
HK$160,940
baseline
▲ 0.50% · 4.625%
HK$169,424
+HK$8,484/mo
Deposit HK$30.10M · loan HK$30.10M · min. income ≈ HK$321,880/mo (50% DSR)
Upfront cash ≈ HK$32.65M (deposit + AVD stamp duty HK$2,558,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,702
−HK$10,328/mo
▼ 0.25% · 3.875%
HK$169,825
−HK$5,205/mo
Today · 4.125%
HK$175,030
baseline
▲ 0.50% · 4.625%
HK$185,680
+HK$10,650/mo
Deposit HK$24.08M · loan HK$36.11M · min. income ≈ HK$350,060/mo (50% DSR)
Upfront cash ≈ HK$26.63M (deposit + AVD stamp duty HK$2,558,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,229
−HK$9,900/mo
▼ 0.25% · 3.875%
HK$188,143
−HK$4,986/mo
Today · 4.125%
HK$193,129
baseline
▲ 0.50% · 4.625%
HK$203,309
+HK$10,180/mo
Deposit HK$24.08M · loan HK$36.11M · min. income ≈ HK$386,258/mo (50% DSR)
Upfront cash ≈ HK$26.63M (deposit + AVD stamp duty HK$2,558,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,152
−HK$12,050/mo
▼ 0.25% · 3.875%
HK$198,129
−HK$6,073/mo
Today · 4.125%
HK$204,202
baseline
▲ 0.50% · 4.625%
HK$216,627
+HK$12,425/mo
Deposit HK$18.06M · loan HK$42.13M · min. income ≈ HK$408,404/mo (50% DSR)
Upfront cash ≈ HK$20.62M (deposit + AVD stamp duty HK$2,558,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,767
−HK$11,550/mo
▼ 0.25% · 3.875%
HK$219,501
−HK$5,816/mo
Today · 4.125%
HK$225,317
baseline
▲ 0.50% · 4.625%
HK$237,193
+HK$11,876/mo
Deposit HK$18.06M · loan HK$42.13M · min. income ≈ HK$450,634/mo (50% DSR)
Upfront cash ≈ HK$20.62M (deposit + AVD stamp duty HK$2,558,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,053
−HK$15,492/mo
▼ 0.25% · 3.875%
HK$254,738
−HK$7,807/mo
Today · 4.125%
HK$262,545
baseline
▲ 0.50% · 4.625%
HK$278,521
+HK$15,976/mo
Deposit HK$6.02M · loan HK$54.17M · min. income ≈ HK$525,090/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$2,558,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,844
−HK$14,849/mo
▼ 0.25% · 3.875%
HK$282,215
−HK$7,478/mo
Today · 4.125%
HK$289,693
baseline
▲ 0.50% · 4.625%
HK$304,963
+HK$15,270/mo
Deposit HK$6.02M · loan HK$54.17M · min. income ≈ HK$579,386/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$2,558,131 · Scale 2, in force from 26 Feb 2026)