LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,306
−HK$8,610/mo
▼ 0.25% · 3.875%
HK$141,577
−HK$4,339/mo
Today · 4.125%
HK$145,916
baseline
▲ 0.50% · 4.625%
HK$154,795
+HK$8,879/mo
Deposit HK$30.11M · loan HK$30.11M · min. income ≈ HK$291,832/mo (50% DSR)
Upfront cash ≈ HK$32.67M (deposit + AVD stamp duty HK$2,559,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,752
−HK$8,252/mo
▼ 0.25% · 3.875%
HK$156,848
−HK$4,156/mo
Today · 4.125%
HK$161,004
baseline
▲ 0.50% · 4.625%
HK$169,491
+HK$8,487/mo
Deposit HK$30.11M · loan HK$30.11M · min. income ≈ HK$322,008/mo (50% DSR)
Upfront cash ≈ HK$32.67M (deposit + AVD stamp duty HK$2,559,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,767
−HK$10,333/mo
▼ 0.25% · 3.875%
HK$169,892
−HK$5,208/mo
Today · 4.125%
HK$175,100
baseline
▲ 0.50% · 4.625%
HK$185,754
+HK$10,654/mo
Deposit HK$24.09M · loan HK$36.13M · min. income ≈ HK$350,200/mo (50% DSR)
Upfront cash ≈ HK$26.65M (deposit + AVD stamp duty HK$2,559,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,302
−HK$9,903/mo
▼ 0.25% · 3.875%
HK$188,218
−HK$4,987/mo
Today · 4.125%
HK$193,205
baseline
▲ 0.50% · 4.625%
HK$203,389
+HK$10,184/mo
Deposit HK$24.09M · loan HK$36.13M · min. income ≈ HK$386,410/mo (50% DSR)
Upfront cash ≈ HK$26.65M (deposit + AVD stamp duty HK$2,559,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,229
−HK$12,054/mo
▼ 0.25% · 3.875%
HK$198,208
−HK$6,075/mo
Today · 4.125%
HK$204,283
baseline
▲ 0.50% · 4.625%
HK$216,713
+HK$12,430/mo
Deposit HK$18.06M · loan HK$42.15M · min. income ≈ HK$408,566/mo (50% DSR)
Upfront cash ≈ HK$20.62M (deposit + AVD stamp duty HK$2,559,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,852
−HK$11,554/mo
▼ 0.25% · 3.875%
HK$219,588
−HK$5,818/mo
Today · 4.125%
HK$225,406
baseline
▲ 0.50% · 4.625%
HK$237,288
+HK$11,882/mo
Deposit HK$18.06M · loan HK$42.15M · min. income ≈ HK$450,812/mo (50% DSR)
Upfront cash ≈ HK$20.62M (deposit + AVD stamp duty HK$2,559,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,151
−HK$15,498/mo
▼ 0.25% · 3.875%
HK$254,839
−HK$7,810/mo
Today · 4.125%
HK$262,649
baseline
▲ 0.50% · 4.625%
HK$278,631
+HK$15,982/mo
Deposit HK$6.02M · loan HK$54.19M · min. income ≈ HK$525,298/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$2,559,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,953
−HK$14,855/mo
▼ 0.25% · 3.875%
HK$282,327
−HK$7,481/mo
Today · 4.125%
HK$289,808
baseline
▲ 0.50% · 4.625%
HK$305,084
+HK$15,276/mo
Deposit HK$6.02M · loan HK$54.19M · min. income ≈ HK$579,616/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$2,559,146 · Scale 2, in force from 26 Feb 2026)