LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,310
−HK$8,610/mo
▼ 0.25% · 3.875%
HK$141,581
−HK$4,339/mo
Today · 4.125%
HK$145,920
baseline
▲ 0.50% · 4.625%
HK$154,799
+HK$8,879/mo
Deposit HK$30.11M · loan HK$30.11M · min. income ≈ HK$291,840/mo (50% DSR)
Upfront cash ≈ HK$32.67M (deposit + AVD stamp duty HK$2,559,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,756
−HK$8,253/mo
▼ 0.25% · 3.875%
HK$156,853
−HK$4,156/mo
Today · 4.125%
HK$161,009
baseline
▲ 0.50% · 4.625%
HK$169,496
+HK$8,487/mo
Deposit HK$30.11M · loan HK$30.11M · min. income ≈ HK$322,018/mo (50% DSR)
Upfront cash ≈ HK$32.67M (deposit + AVD stamp duty HK$2,559,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,772
−HK$10,332/mo
▼ 0.25% · 3.875%
HK$169,897
−HK$5,207/mo
Today · 4.125%
HK$175,104
baseline
▲ 0.50% · 4.625%
HK$185,759
+HK$10,655/mo
Deposit HK$24.09M · loan HK$36.13M · min. income ≈ HK$350,208/mo (50% DSR)
Upfront cash ≈ HK$26.65M (deposit + AVD stamp duty HK$2,559,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,307
−HK$9,904/mo
▼ 0.25% · 3.875%
HK$188,223
−HK$4,988/mo
Today · 4.125%
HK$193,211
baseline
▲ 0.50% · 4.625%
HK$203,395
+HK$10,184/mo
Deposit HK$24.09M · loan HK$36.13M · min. income ≈ HK$386,422/mo (50% DSR)
Upfront cash ≈ HK$26.65M (deposit + AVD stamp duty HK$2,559,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,234
−HK$12,055/mo
▼ 0.25% · 3.875%
HK$198,213
−HK$6,076/mo
Today · 4.125%
HK$204,289
baseline
▲ 0.50% · 4.625%
HK$216,719
+HK$12,430/mo
Deposit HK$18.07M · loan HK$42.15M · min. income ≈ HK$408,578/mo (50% DSR)
Upfront cash ≈ HK$20.62M (deposit + AVD stamp duty HK$2,559,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,858
−HK$11,554/mo
▼ 0.25% · 3.875%
HK$219,594
−HK$5,818/mo
Today · 4.125%
HK$225,412
baseline
▲ 0.50% · 4.625%
HK$237,294
+HK$11,882/mo
Deposit HK$18.07M · loan HK$42.15M · min. income ≈ HK$450,824/mo (50% DSR)
Upfront cash ≈ HK$20.62M (deposit + AVD stamp duty HK$2,559,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,158
−HK$15,499/mo
▼ 0.25% · 3.875%
HK$254,846
−HK$7,811/mo
Today · 4.125%
HK$262,657
baseline
▲ 0.50% · 4.625%
HK$278,639
+HK$15,982/mo
Deposit HK$6.02M · loan HK$54.20M · min. income ≈ HK$525,314/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$2,559,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,961
−HK$14,855/mo
▼ 0.25% · 3.875%
HK$282,335
−HK$7,481/mo
Today · 4.125%
HK$289,816
baseline
▲ 0.50% · 4.625%
HK$305,092
+HK$15,276/mo
Deposit HK$6.02M · loan HK$54.20M · min. income ≈ HK$579,632/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$2,559,216 · Scale 2, in force from 26 Feb 2026)