LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,314
−HK$8,611/mo
▼ 0.25% · 3.875%
HK$141,585
−HK$4,340/mo
Today · 4.125%
HK$145,925
baseline
▲ 0.50% · 4.625%
HK$154,804
+HK$8,879/mo
Deposit HK$30.11M · loan HK$30.11M · min. income ≈ HK$291,850/mo (50% DSR)
Upfront cash ≈ HK$32.67M (deposit + AVD stamp duty HK$2,559,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,760
−HK$8,253/mo
▼ 0.25% · 3.875%
HK$156,857
−HK$4,156/mo
Today · 4.125%
HK$161,013
baseline
▲ 0.50% · 4.625%
HK$169,501
+HK$8,488/mo
Deposit HK$30.11M · loan HK$30.11M · min. income ≈ HK$322,026/mo (50% DSR)
Upfront cash ≈ HK$32.67M (deposit + AVD stamp duty HK$2,559,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,777
−HK$10,333/mo
▼ 0.25% · 3.875%
HK$169,902
−HK$5,208/mo
Today · 4.125%
HK$175,110
baseline
▲ 0.50% · 4.625%
HK$185,765
+HK$10,655/mo
Deposit HK$24.09M · loan HK$36.13M · min. income ≈ HK$350,220/mo (50% DSR)
Upfront cash ≈ HK$26.65M (deposit + AVD stamp duty HK$2,559,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,312
−HK$9,904/mo
▼ 0.25% · 3.875%
HK$188,229
−HK$4,987/mo
Today · 4.125%
HK$193,216
baseline
▲ 0.50% · 4.625%
HK$203,401
+HK$10,185/mo
Deposit HK$24.09M · loan HK$36.13M · min. income ≈ HK$386,432/mo (50% DSR)
Upfront cash ≈ HK$26.65M (deposit + AVD stamp duty HK$2,559,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,239
−HK$12,056/mo
▼ 0.25% · 3.875%
HK$198,219
−HK$6,076/mo
Today · 4.125%
HK$204,295
baseline
▲ 0.50% · 4.625%
HK$216,725
+HK$12,430/mo
Deposit HK$18.07M · loan HK$42.15M · min. income ≈ HK$408,590/mo (50% DSR)
Upfront cash ≈ HK$20.62M (deposit + AVD stamp duty HK$2,559,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,864
−HK$11,555/mo
▼ 0.25% · 3.875%
HK$219,600
−HK$5,819/mo
Today · 4.125%
HK$225,419
baseline
▲ 0.50% · 4.625%
HK$237,301
+HK$11,882/mo
Deposit HK$18.07M · loan HK$42.15M · min. income ≈ HK$450,838/mo (50% DSR)
Upfront cash ≈ HK$20.62M (deposit + AVD stamp duty HK$2,559,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,165
−HK$15,499/mo
▼ 0.25% · 3.875%
HK$254,853
−HK$7,811/mo
Today · 4.125%
HK$262,664
baseline
▲ 0.50% · 4.625%
HK$278,647
+HK$15,983/mo
Deposit HK$6.02M · loan HK$54.20M · min. income ≈ HK$525,328/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$2,559,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,969
−HK$14,855/mo
▼ 0.25% · 3.875%
HK$282,343
−HK$7,481/mo
Today · 4.125%
HK$289,824
baseline
▲ 0.50% · 4.625%
HK$305,101
+HK$15,277/mo
Deposit HK$6.02M · loan HK$54.20M · min. income ≈ HK$579,648/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$2,559,291 · Scale 2, in force from 26 Feb 2026)