LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,316
−HK$8,611/mo
▼ 0.25% · 3.875%
HK$141,587
−HK$4,340/mo
Today · 4.125%
HK$145,927
baseline
▲ 0.50% · 4.625%
HK$154,806
+HK$8,879/mo
Deposit HK$30.11M · loan HK$30.11M · min. income ≈ HK$291,854/mo (50% DSR)
Upfront cash ≈ HK$32.67M (deposit + AVD stamp duty HK$2,559,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,763
−HK$8,253/mo
▼ 0.25% · 3.875%
HK$156,860
−HK$4,156/mo
Today · 4.125%
HK$161,016
baseline
▲ 0.50% · 4.625%
HK$169,503
+HK$8,487/mo
Deposit HK$30.11M · loan HK$30.11M · min. income ≈ HK$322,032/mo (50% DSR)
Upfront cash ≈ HK$32.67M (deposit + AVD stamp duty HK$2,559,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,779
−HK$10,333/mo
▼ 0.25% · 3.875%
HK$169,905
−HK$5,207/mo
Today · 4.125%
HK$175,112
baseline
▲ 0.50% · 4.625%
HK$185,768
+HK$10,656/mo
Deposit HK$24.09M · loan HK$36.13M · min. income ≈ HK$350,224/mo (50% DSR)
Upfront cash ≈ HK$26.65M (deposit + AVD stamp duty HK$2,559,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,315
−HK$9,904/mo
▼ 0.25% · 3.875%
HK$188,232
−HK$4,987/mo
Today · 4.125%
HK$193,219
baseline
▲ 0.50% · 4.625%
HK$203,404
+HK$10,185/mo
Deposit HK$24.09M · loan HK$36.13M · min. income ≈ HK$386,438/mo (50% DSR)
Upfront cash ≈ HK$26.65M (deposit + AVD stamp duty HK$2,559,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,242
−HK$12,056/mo
▼ 0.25% · 3.875%
HK$198,222
−HK$6,076/mo
Today · 4.125%
HK$204,298
baseline
▲ 0.50% · 4.625%
HK$216,729
+HK$12,431/mo
Deposit HK$18.07M · loan HK$42.15M · min. income ≈ HK$408,596/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$2,559,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,868
−HK$11,554/mo
▼ 0.25% · 3.875%
HK$219,604
−HK$5,818/mo
Today · 4.125%
HK$225,422
baseline
▲ 0.50% · 4.625%
HK$237,305
+HK$11,883/mo
Deposit HK$18.07M · loan HK$42.15M · min. income ≈ HK$450,844/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$2,559,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,169
−HK$15,500/mo
▼ 0.25% · 3.875%
HK$254,857
−HK$7,812/mo
Today · 4.125%
HK$262,669
baseline
▲ 0.50% · 4.625%
HK$278,651
+HK$15,982/mo
Deposit HK$6.02M · loan HK$54.20M · min. income ≈ HK$525,338/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$2,559,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,973
−HK$14,856/mo
▼ 0.25% · 3.875%
HK$282,348
−HK$7,481/mo
Today · 4.125%
HK$289,829
baseline
▲ 0.50% · 4.625%
HK$305,106
+HK$15,277/mo
Deposit HK$6.02M · loan HK$54.20M · min. income ≈ HK$579,658/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$2,559,332 · Scale 2, in force from 26 Feb 2026)