LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,733
−HK$862/mo
▼ 0.25% · 3.875%
HK$14,161
−HK$434/mo
Today · 4.125%
HK$14,595
baseline
▲ 0.50% · 4.625%
HK$15,483
+HK$888/mo
Deposit HK$3.01M · loan HK$3.01M · min. income ≈ HK$29,190/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$137,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,278
−HK$826/mo
▼ 0.25% · 3.875%
HK$15,688
−HK$416/mo
Today · 4.125%
HK$16,104
baseline
▲ 0.50% · 4.625%
HK$16,953
+HK$849/mo
Deposit HK$3.01M · loan HK$3.01M · min. income ≈ HK$32,208/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$137,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,480
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$16,993
−HK$521/mo
Today · 4.125%
HK$17,514
baseline
▲ 0.50% · 4.625%
HK$18,579
+HK$1,065/mo
Deposit HK$2.41M · loan HK$3.61M · min. income ≈ HK$35,028/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$137,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,334
−HK$991/mo
▼ 0.25% · 3.875%
HK$18,826
−HK$499/mo
Today · 4.125%
HK$19,325
baseline
▲ 0.50% · 4.625%
HK$20,343
+HK$1,018/mo
Deposit HK$2.41M · loan HK$3.61M · min. income ≈ HK$38,650/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$137,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,227
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$19,825
−HK$608/mo
Today · 4.125%
HK$20,433
baseline
▲ 0.50% · 4.625%
HK$21,676
+HK$1,243/mo
Deposit HK$1.81M · loan HK$4.22M · min. income ≈ HK$40,866/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$137,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,390
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$21,963
−HK$582/mo
Today · 4.125%
HK$22,545
baseline
▲ 0.50% · 4.625%
HK$23,734
+HK$1,189/mo
Deposit HK$1.81M · loan HK$4.22M · min. income ≈ HK$45,090/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$137,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,720
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,489
−HK$781/mo
Today · 4.125%
HK$26,270
baseline
▲ 0.50% · 4.625%
HK$27,869
+HK$1,599/mo
Deposit HK$602K · loan HK$5.42M · min. income ≈ HK$52,540/mo (50% DSR)
Upfront cash ≈ HK$740K (deposit + AVD stamp duty HK$137,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,501
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,239
−HK$748/mo
Today · 4.125%
HK$28,987
baseline
▲ 0.50% · 4.625%
HK$30,515
+HK$1,528/mo
Deposit HK$602K · loan HK$5.42M · min. income ≈ HK$57,974/mo (50% DSR)
Upfront cash ≈ HK$740K (deposit + AVD stamp duty HK$137,277 · Scale 2, in force from 26 Feb 2026)