LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,337
−HK$8,612/mo
▼ 0.25% · 3.875%
HK$141,609
−HK$4,340/mo
Today · 4.125%
HK$145,949
baseline
▲ 0.50% · 4.625%
HK$154,829
+HK$8,880/mo
Deposit HK$30.11M · loan HK$30.11M · min. income ≈ HK$291,898/mo (50% DSR)
Upfront cash ≈ HK$32.67M (deposit + AVD stamp duty HK$2,559,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,786
−HK$8,254/mo
▼ 0.25% · 3.875%
HK$156,883
−HK$4,157/mo
Today · 4.125%
HK$161,040
baseline
▲ 0.50% · 4.625%
HK$169,529
+HK$8,489/mo
Deposit HK$30.11M · loan HK$30.11M · min. income ≈ HK$322,080/mo (50% DSR)
Upfront cash ≈ HK$32.67M (deposit + AVD stamp duty HK$2,559,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,804
−HK$10,335/mo
▼ 0.25% · 3.875%
HK$169,930
−HK$5,209/mo
Today · 4.125%
HK$175,139
baseline
▲ 0.50% · 4.625%
HK$185,795
+HK$10,656/mo
Deposit HK$24.09M · loan HK$36.14M · min. income ≈ HK$350,278/mo (50% DSR)
Upfront cash ≈ HK$26.65M (deposit + AVD stamp duty HK$2,559,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,343
−HK$9,905/mo
▼ 0.25% · 3.875%
HK$188,260
−HK$4,988/mo
Today · 4.125%
HK$193,248
baseline
▲ 0.50% · 4.625%
HK$203,434
+HK$10,186/mo
Deposit HK$24.09M · loan HK$36.14M · min. income ≈ HK$386,496/mo (50% DSR)
Upfront cash ≈ HK$26.65M (deposit + AVD stamp duty HK$2,559,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,271
−HK$12,057/mo
▼ 0.25% · 3.875%
HK$198,252
−HK$6,076/mo
Today · 4.125%
HK$204,328
baseline
▲ 0.50% · 4.625%
HK$216,761
+HK$12,433/mo
Deposit HK$18.07M · loan HK$42.16M · min. income ≈ HK$408,656/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$2,559,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,900
−HK$11,556/mo
▼ 0.25% · 3.875%
HK$219,636
−HK$5,820/mo
Today · 4.125%
HK$225,456
baseline
▲ 0.50% · 4.625%
HK$237,340
+HK$11,884/mo
Deposit HK$18.07M · loan HK$42.16M · min. income ≈ HK$450,912/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$2,559,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,206
−HK$15,502/mo
▼ 0.25% · 3.875%
HK$254,895
−HK$7,813/mo
Today · 4.125%
HK$262,708
baseline
▲ 0.50% · 4.625%
HK$278,693
+HK$15,985/mo
Deposit HK$6.02M · loan HK$54.21M · min. income ≈ HK$525,416/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$2,559,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,014
−HK$14,858/mo
▼ 0.25% · 3.875%
HK$282,390
−HK$7,482/mo
Today · 4.125%
HK$289,872
baseline
▲ 0.50% · 4.625%
HK$305,152
+HK$15,280/mo
Deposit HK$6.02M · loan HK$54.21M · min. income ≈ HK$579,744/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$2,559,714 · Scale 2, in force from 26 Feb 2026)