LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,341
−HK$8,612/mo
▼ 0.25% · 3.875%
HK$141,613
−HK$4,340/mo
Today · 4.125%
HK$145,953
baseline
▲ 0.50% · 4.625%
HK$154,834
+HK$8,881/mo
Deposit HK$30.12M · loan HK$30.12M · min. income ≈ HK$291,906/mo (50% DSR)
Upfront cash ≈ HK$32.68M (deposit + AVD stamp duty HK$2,559,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,790
−HK$8,255/mo
▼ 0.25% · 3.875%
HK$156,888
−HK$4,157/mo
Today · 4.125%
HK$161,045
baseline
▲ 0.50% · 4.625%
HK$169,534
+HK$8,489/mo
Deposit HK$30.12M · loan HK$30.12M · min. income ≈ HK$322,090/mo (50% DSR)
Upfront cash ≈ HK$32.68M (deposit + AVD stamp duty HK$2,559,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,809
−HK$10,335/mo
▼ 0.25% · 3.875%
HK$169,936
−HK$5,208/mo
Today · 4.125%
HK$175,144
baseline
▲ 0.50% · 4.625%
HK$185,801
+HK$10,657/mo
Deposit HK$24.09M · loan HK$36.14M · min. income ≈ HK$350,288/mo (50% DSR)
Upfront cash ≈ HK$26.65M (deposit + AVD stamp duty HK$2,559,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,348
−HK$9,906/mo
▼ 0.25% · 3.875%
HK$188,266
−HK$4,988/mo
Today · 4.125%
HK$193,254
baseline
▲ 0.50% · 4.625%
HK$203,441
+HK$10,187/mo
Deposit HK$24.09M · loan HK$36.14M · min. income ≈ HK$386,508/mo (50% DSR)
Upfront cash ≈ HK$26.65M (deposit + AVD stamp duty HK$2,559,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,277
−HK$12,058/mo
▼ 0.25% · 3.875%
HK$198,258
−HK$6,077/mo
Today · 4.125%
HK$204,335
baseline
▲ 0.50% · 4.625%
HK$216,768
+HK$12,433/mo
Deposit HK$18.07M · loan HK$42.16M · min. income ≈ HK$408,670/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$2,559,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,907
−HK$11,556/mo
▼ 0.25% · 3.875%
HK$219,643
−HK$5,820/mo
Today · 4.125%
HK$225,463
baseline
▲ 0.50% · 4.625%
HK$237,348
+HK$11,885/mo
Deposit HK$18.07M · loan HK$42.16M · min. income ≈ HK$450,926/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$2,559,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,214
−HK$15,502/mo
▼ 0.25% · 3.875%
HK$254,903
−HK$7,813/mo
Today · 4.125%
HK$262,716
baseline
▲ 0.50% · 4.625%
HK$278,702
+HK$15,986/mo
Deposit HK$6.02M · loan HK$54.21M · min. income ≈ HK$525,432/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$2,559,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,023
−HK$14,858/mo
▼ 0.25% · 3.875%
HK$282,399
−HK$7,482/mo
Today · 4.125%
HK$289,881
baseline
▲ 0.50% · 4.625%
HK$305,161
+HK$15,280/mo
Deposit HK$6.02M · loan HK$54.21M · min. income ≈ HK$579,762/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$2,559,796 · Scale 2, in force from 26 Feb 2026)