LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,735
−HK$861/mo
▼ 0.25% · 3.875%
HK$14,162
−HK$434/mo
Today · 4.125%
HK$14,596
baseline
▲ 0.50% · 4.625%
HK$15,484
+HK$888/mo
Deposit HK$3.01M · loan HK$3.01M · min. income ≈ HK$29,192/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$137,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,280
−HK$825/mo
▼ 0.25% · 3.875%
HK$15,690
−HK$415/mo
Today · 4.125%
HK$16,105
baseline
▲ 0.50% · 4.625%
HK$16,954
+HK$849/mo
Deposit HK$3.01M · loan HK$3.01M · min. income ≈ HK$32,210/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$137,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,482
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$16,994
−HK$521/mo
Today · 4.125%
HK$17,515
baseline
▲ 0.50% · 4.625%
HK$18,581
+HK$1,066/mo
Deposit HK$2.41M · loan HK$3.61M · min. income ≈ HK$35,030/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$137,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,336
−HK$990/mo
▼ 0.25% · 3.875%
HK$18,827
−HK$499/mo
Today · 4.125%
HK$19,326
baseline
▲ 0.50% · 4.625%
HK$20,345
+HK$1,019/mo
Deposit HK$2.41M · loan HK$3.61M · min. income ≈ HK$38,652/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$137,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,229
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$19,827
−HK$607/mo
Today · 4.125%
HK$20,434
baseline
▲ 0.50% · 4.625%
HK$21,678
+HK$1,244/mo
Deposit HK$1.81M · loan HK$4.22M · min. income ≈ HK$40,868/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$137,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,392
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$21,965
−HK$582/mo
Today · 4.125%
HK$22,547
baseline
▲ 0.50% · 4.625%
HK$23,736
+HK$1,189/mo
Deposit HK$1.81M · loan HK$4.22M · min. income ≈ HK$45,094/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$137,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,722
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,491
−HK$782/mo
Today · 4.125%
HK$26,273
baseline
▲ 0.50% · 4.625%
HK$27,871
+HK$1,598/mo
Deposit HK$602K · loan HK$5.42M · min. income ≈ HK$52,546/mo (50% DSR)
Upfront cash ≈ HK$740K (deposit + AVD stamp duty HK$137,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,503
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,241
−HK$748/mo
Today · 4.125%
HK$28,989
baseline
▲ 0.50% · 4.625%
HK$30,517
+HK$1,528/mo
Deposit HK$602K · loan HK$5.42M · min. income ≈ HK$57,978/mo (50% DSR)
Upfront cash ≈ HK$740K (deposit + AVD stamp duty HK$137,332 · Scale 2, in force from 26 Feb 2026)