LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,358
−HK$8,614/mo
▼ 0.25% · 3.875%
HK$141,631
−HK$4,341/mo
Today · 4.125%
HK$145,972
baseline
▲ 0.50% · 4.625%
HK$154,854
+HK$8,882/mo
Deposit HK$30.12M · loan HK$30.12M · min. income ≈ HK$291,944/mo (50% DSR)
Upfront cash ≈ HK$32.68M (deposit + AVD stamp duty HK$2,560,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,809
−HK$8,256/mo
▼ 0.25% · 3.875%
HK$156,908
−HK$4,157/mo
Today · 4.125%
HK$161,065
baseline
▲ 0.50% · 4.625%
HK$169,555
+HK$8,490/mo
Deposit HK$30.12M · loan HK$30.12M · min. income ≈ HK$322,130/mo (50% DSR)
Upfront cash ≈ HK$32.68M (deposit + AVD stamp duty HK$2,560,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,830
−HK$10,336/mo
▼ 0.25% · 3.875%
HK$169,957
−HK$5,209/mo
Today · 4.125%
HK$175,166
baseline
▲ 0.50% · 4.625%
HK$185,824
+HK$10,658/mo
Deposit HK$24.10M · loan HK$36.14M · min. income ≈ HK$350,332/mo (50% DSR)
Upfront cash ≈ HK$26.66M (deposit + AVD stamp duty HK$2,560,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,371
−HK$9,907/mo
▼ 0.25% · 3.875%
HK$188,289
−HK$4,989/mo
Today · 4.125%
HK$193,278
baseline
▲ 0.50% · 4.625%
HK$203,466
+HK$10,188/mo
Deposit HK$24.10M · loan HK$36.14M · min. income ≈ HK$386,556/mo (50% DSR)
Upfront cash ≈ HK$26.66M (deposit + AVD stamp duty HK$2,560,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,301
−HK$12,059/mo
▼ 0.25% · 3.875%
HK$198,283
−HK$6,077/mo
Today · 4.125%
HK$204,360
baseline
▲ 0.50% · 4.625%
HK$216,795
+HK$12,435/mo
Deposit HK$18.07M · loan HK$42.17M · min. income ≈ HK$408,720/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$2,560,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,933
−HK$11,558/mo
▼ 0.25% · 3.875%
HK$219,671
−HK$5,820/mo
Today · 4.125%
HK$225,491
baseline
▲ 0.50% · 4.625%
HK$237,377
+HK$11,886/mo
Deposit HK$18.07M · loan HK$42.17M · min. income ≈ HK$450,982/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$2,560,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,244
−HK$15,505/mo
▼ 0.25% · 3.875%
HK$254,935
−HK$7,814/mo
Today · 4.125%
HK$262,749
baseline
▲ 0.50% · 4.625%
HK$278,736
+HK$15,987/mo
Deposit HK$6.02M · loan HK$54.21M · min. income ≈ HK$525,498/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$2,560,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,057
−HK$14,860/mo
▼ 0.25% · 3.875%
HK$282,434
−HK$7,483/mo
Today · 4.125%
HK$289,917
baseline
▲ 0.50% · 4.625%
HK$305,199
+HK$15,282/mo
Deposit HK$6.02M · loan HK$54.21M · min. income ≈ HK$579,834/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$2,560,114 · Scale 2, in force from 26 Feb 2026)