LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,360
−HK$8,614/mo
▼ 0.25% · 3.875%
HK$141,633
−HK$4,341/mo
Today · 4.125%
HK$145,974
baseline
▲ 0.50% · 4.625%
HK$154,856
+HK$8,882/mo
Deposit HK$30.12M · loan HK$30.12M · min. income ≈ HK$291,948/mo (50% DSR)
Upfront cash ≈ HK$32.68M (deposit + AVD stamp duty HK$2,560,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,811
−HK$8,256/mo
▼ 0.25% · 3.875%
HK$156,910
−HK$4,157/mo
Today · 4.125%
HK$161,067
baseline
▲ 0.50% · 4.625%
HK$169,557
+HK$8,490/mo
Deposit HK$30.12M · loan HK$30.12M · min. income ≈ HK$322,134/mo (50% DSR)
Upfront cash ≈ HK$32.68M (deposit + AVD stamp duty HK$2,560,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,832
−HK$10,336/mo
▼ 0.25% · 3.875%
HK$169,959
−HK$5,209/mo
Today · 4.125%
HK$175,168
baseline
▲ 0.50% · 4.625%
HK$185,827
+HK$10,659/mo
Deposit HK$24.10M · loan HK$36.14M · min. income ≈ HK$350,336/mo (50% DSR)
Upfront cash ≈ HK$26.66M (deposit + AVD stamp duty HK$2,560,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,374
−HK$9,907/mo
▼ 0.25% · 3.875%
HK$188,292
−HK$4,989/mo
Today · 4.125%
HK$193,281
baseline
▲ 0.50% · 4.625%
HK$203,469
+HK$10,188/mo
Deposit HK$24.10M · loan HK$36.14M · min. income ≈ HK$386,562/mo (50% DSR)
Upfront cash ≈ HK$26.66M (deposit + AVD stamp duty HK$2,560,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,304
−HK$12,059/mo
▼ 0.25% · 3.875%
HK$198,286
−HK$6,077/mo
Today · 4.125%
HK$204,363
baseline
▲ 0.50% · 4.625%
HK$216,798
+HK$12,435/mo
Deposit HK$18.07M · loan HK$42.17M · min. income ≈ HK$408,726/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$2,560,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,936
−HK$11,558/mo
▼ 0.25% · 3.875%
HK$219,674
−HK$5,820/mo
Today · 4.125%
HK$225,494
baseline
▲ 0.50% · 4.625%
HK$237,380
+HK$11,886/mo
Deposit HK$18.07M · loan HK$42.17M · min. income ≈ HK$450,988/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$2,560,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,248
−HK$15,504/mo
▼ 0.25% · 3.875%
HK$254,939
−HK$7,813/mo
Today · 4.125%
HK$262,752
baseline
▲ 0.50% · 4.625%
HK$278,740
+HK$15,988/mo
Deposit HK$6.02M · loan HK$54.21M · min. income ≈ HK$525,504/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$2,560,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,061
−HK$14,860/mo
▼ 0.25% · 3.875%
HK$282,438
−HK$7,483/mo
Today · 4.125%
HK$289,921
baseline
▲ 0.50% · 4.625%
HK$305,203
+HK$15,282/mo
Deposit HK$6.02M · loan HK$54.21M · min. income ≈ HK$579,842/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$2,560,149 · Scale 2, in force from 26 Feb 2026)