LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,369
−HK$8,614/mo
▼ 0.25% · 3.875%
HK$141,642
−HK$4,341/mo
Today · 4.125%
HK$145,983
baseline
▲ 0.50% · 4.625%
HK$154,866
+HK$8,883/mo
Deposit HK$30.12M · loan HK$30.12M · min. income ≈ HK$291,966/mo (50% DSR)
Upfront cash ≈ HK$32.68M (deposit + AVD stamp duty HK$2,560,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,821
−HK$8,257/mo
▼ 0.25% · 3.875%
HK$156,920
−HK$4,158/mo
Today · 4.125%
HK$161,078
baseline
▲ 0.50% · 4.625%
HK$169,568
+HK$8,490/mo
Deposit HK$30.12M · loan HK$30.12M · min. income ≈ HK$322,156/mo (50% DSR)
Upfront cash ≈ HK$32.68M (deposit + AVD stamp duty HK$2,560,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,842
−HK$10,337/mo
▼ 0.25% · 3.875%
HK$169,970
−HK$5,209/mo
Today · 4.125%
HK$175,179
baseline
▲ 0.50% · 4.625%
HK$185,839
+HK$10,660/mo
Deposit HK$24.10M · loan HK$36.15M · min. income ≈ HK$350,358/mo (50% DSR)
Upfront cash ≈ HK$26.66M (deposit + AVD stamp duty HK$2,560,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,385
−HK$9,908/mo
▼ 0.25% · 3.875%
HK$188,304
−HK$4,989/mo
Today · 4.125%
HK$193,293
baseline
▲ 0.50% · 4.625%
HK$203,482
+HK$10,189/mo
Deposit HK$24.10M · loan HK$36.15M · min. income ≈ HK$386,586/mo (50% DSR)
Upfront cash ≈ HK$26.66M (deposit + AVD stamp duty HK$2,560,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,316
−HK$12,060/mo
▼ 0.25% · 3.875%
HK$198,298
−HK$6,078/mo
Today · 4.125%
HK$204,376
baseline
▲ 0.50% · 4.625%
HK$216,812
+HK$12,436/mo
Deposit HK$18.07M · loan HK$42.17M · min. income ≈ HK$408,752/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$2,560,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,950
−HK$11,559/mo
▼ 0.25% · 3.875%
HK$219,688
−HK$5,821/mo
Today · 4.125%
HK$225,509
baseline
▲ 0.50% · 4.625%
HK$237,396
+HK$11,887/mo
Deposit HK$18.07M · loan HK$42.17M · min. income ≈ HK$451,018/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$2,560,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,263
−HK$15,506/mo
▼ 0.25% · 3.875%
HK$254,955
−HK$7,814/mo
Today · 4.125%
HK$262,769
baseline
▲ 0.50% · 4.625%
HK$278,758
+HK$15,989/mo
Deposit HK$6.02M · loan HK$54.22M · min. income ≈ HK$525,538/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$2,560,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,078
−HK$14,862/mo
▼ 0.25% · 3.875%
HK$282,456
−HK$7,484/mo
Today · 4.125%
HK$289,940
baseline
▲ 0.50% · 4.625%
HK$305,223
+HK$15,283/mo
Deposit HK$6.02M · loan HK$54.22M · min. income ≈ HK$579,880/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$2,560,311 · Scale 2, in force from 26 Feb 2026)