LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,386
−HK$8,615/mo
▼ 0.25% · 3.875%
HK$141,660
−HK$4,341/mo
Today · 4.125%
HK$146,001
baseline
▲ 0.50% · 4.625%
HK$154,885
+HK$8,884/mo
Deposit HK$30.13M · loan HK$30.13M · min. income ≈ HK$292,002/mo (50% DSR)
Upfront cash ≈ HK$32.69M (deposit + AVD stamp duty HK$2,560,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,841
−HK$8,257/mo
▼ 0.25% · 3.875%
HK$156,940
−HK$4,158/mo
Today · 4.125%
HK$161,098
baseline
▲ 0.50% · 4.625%
HK$169,590
+HK$8,492/mo
Deposit HK$30.13M · loan HK$30.13M · min. income ≈ HK$322,196/mo (50% DSR)
Upfront cash ≈ HK$32.69M (deposit + AVD stamp duty HK$2,560,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,863
−HK$10,339/mo
▼ 0.25% · 3.875%
HK$169,991
−HK$5,211/mo
Today · 4.125%
HK$175,202
baseline
▲ 0.50% · 4.625%
HK$185,862
+HK$10,660/mo
Deposit HK$24.10M · loan HK$36.15M · min. income ≈ HK$350,404/mo (50% DSR)
Upfront cash ≈ HK$26.66M (deposit + AVD stamp duty HK$2,560,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,409
−HK$9,909/mo
▼ 0.25% · 3.875%
HK$188,328
−HK$4,990/mo
Today · 4.125%
HK$193,318
baseline
▲ 0.50% · 4.625%
HK$203,508
+HK$10,190/mo
Deposit HK$24.10M · loan HK$36.15M · min. income ≈ HK$386,636/mo (50% DSR)
Upfront cash ≈ HK$26.66M (deposit + AVD stamp duty HK$2,560,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,341
−HK$12,061/mo
▼ 0.25% · 3.875%
HK$198,323
−HK$6,079/mo
Today · 4.125%
HK$204,402
baseline
▲ 0.50% · 4.625%
HK$216,839
+HK$12,437/mo
Deposit HK$18.08M · loan HK$42.18M · min. income ≈ HK$408,804/mo (50% DSR)
Upfront cash ≈ HK$20.64M (deposit + AVD stamp duty HK$2,560,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,977
−HK$11,560/mo
▼ 0.25% · 3.875%
HK$219,716
−HK$5,821/mo
Today · 4.125%
HK$225,537
baseline
▲ 0.50% · 4.625%
HK$237,426
+HK$11,889/mo
Deposit HK$18.08M · loan HK$42.18M · min. income ≈ HK$451,074/mo (50% DSR)
Upfront cash ≈ HK$20.64M (deposit + AVD stamp duty HK$2,560,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,295
−HK$15,508/mo
▼ 0.25% · 3.875%
HK$254,987
−HK$7,816/mo
Today · 4.125%
HK$262,803
baseline
▲ 0.50% · 4.625%
HK$278,793
+HK$15,990/mo
Deposit HK$6.03M · loan HK$54.23M · min. income ≈ HK$525,606/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$2,560,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,113
−HK$14,864/mo
▼ 0.25% · 3.875%
HK$282,492
−HK$7,485/mo
Today · 4.125%
HK$289,977
baseline
▲ 0.50% · 4.625%
HK$305,262
+HK$15,285/mo
Deposit HK$6.03M · loan HK$54.23M · min. income ≈ HK$579,954/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$2,560,637 · Scale 2, in force from 26 Feb 2026)