LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,423
−HK$8,617/mo
▼ 0.25% · 3.875%
HK$141,697
−HK$4,343/mo
Today · 4.125%
HK$146,040
baseline
▲ 0.50% · 4.625%
HK$154,926
+HK$8,886/mo
Deposit HK$30.13M · loan HK$30.13M · min. income ≈ HK$292,080/mo (50% DSR)
Upfront cash ≈ HK$32.69M (deposit + AVD stamp duty HK$2,561,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,881
−HK$8,260/mo
▼ 0.25% · 3.875%
HK$156,981
−HK$4,160/mo
Today · 4.125%
HK$161,141
baseline
▲ 0.50% · 4.625%
HK$169,635
+HK$8,494/mo
Deposit HK$30.13M · loan HK$30.13M · min. income ≈ HK$322,282/mo (50% DSR)
Upfront cash ≈ HK$32.69M (deposit + AVD stamp duty HK$2,561,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,907
−HK$10,341/mo
▼ 0.25% · 3.875%
HK$170,037
−HK$5,211/mo
Today · 4.125%
HK$175,248
baseline
▲ 0.50% · 4.625%
HK$185,912
+HK$10,664/mo
Deposit HK$24.11M · loan HK$36.16M · min. income ≈ HK$350,496/mo (50% DSR)
Upfront cash ≈ HK$26.67M (deposit + AVD stamp duty HK$2,561,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,458
−HK$9,911/mo
▼ 0.25% · 3.875%
HK$188,378
−HK$4,991/mo
Today · 4.125%
HK$193,369
baseline
▲ 0.50% · 4.625%
HK$203,562
+HK$10,193/mo
Deposit HK$24.11M · loan HK$36.16M · min. income ≈ HK$386,738/mo (50% DSR)
Upfront cash ≈ HK$26.67M (deposit + AVD stamp duty HK$2,561,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,392
−HK$12,064/mo
▼ 0.25% · 3.875%
HK$198,376
−HK$6,080/mo
Today · 4.125%
HK$204,456
baseline
▲ 0.50% · 4.625%
HK$216,897
+HK$12,441/mo
Deposit HK$18.08M · loan HK$42.19M · min. income ≈ HK$408,912/mo (50% DSR)
Upfront cash ≈ HK$20.64M (deposit + AVD stamp duty HK$2,561,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,034
−HK$11,563/mo
▼ 0.25% · 3.875%
HK$219,774
−HK$5,823/mo
Today · 4.125%
HK$225,597
baseline
▲ 0.50% · 4.625%
HK$237,489
+HK$11,892/mo
Deposit HK$18.08M · loan HK$42.19M · min. income ≈ HK$451,194/mo (50% DSR)
Upfront cash ≈ HK$20.64M (deposit + AVD stamp duty HK$2,561,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,361
−HK$15,511/mo
▼ 0.25% · 3.875%
HK$255,055
−HK$7,817/mo
Today · 4.125%
HK$262,872
baseline
▲ 0.50% · 4.625%
HK$278,868
+HK$15,996/mo
Deposit HK$6.03M · loan HK$54.24M · min. income ≈ HK$525,744/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$2,561,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,186
−HK$14,868/mo
▼ 0.25% · 3.875%
HK$282,567
−HK$7,487/mo
Today · 4.125%
HK$290,054
baseline
▲ 0.50% · 4.625%
HK$305,343
+HK$15,289/mo
Deposit HK$6.03M · loan HK$54.24M · min. income ≈ HK$580,108/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$2,561,318 · Scale 2, in force from 26 Feb 2026)