LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,437
−HK$8,619/mo
▼ 0.25% · 3.875%
HK$141,712
−HK$4,344/mo
Today · 4.125%
HK$146,056
baseline
▲ 0.50% · 4.625%
HK$154,943
+HK$8,887/mo
Deposit HK$30.14M · loan HK$30.14M · min. income ≈ HK$292,112/mo (50% DSR)
Upfront cash ≈ HK$32.70M (deposit + AVD stamp duty HK$2,561,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,898
−HK$8,260/mo
▼ 0.25% · 3.875%
HK$156,998
−HK$4,160/mo
Today · 4.125%
HK$161,158
baseline
▲ 0.50% · 4.625%
HK$169,653
+HK$8,495/mo
Deposit HK$30.14M · loan HK$30.14M · min. income ≈ HK$322,316/mo (50% DSR)
Upfront cash ≈ HK$32.70M (deposit + AVD stamp duty HK$2,561,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,925
−HK$10,342/mo
▼ 0.25% · 3.875%
HK$170,055
−HK$5,212/mo
Today · 4.125%
HK$175,267
baseline
▲ 0.50% · 4.625%
HK$185,932
+HK$10,665/mo
Deposit HK$24.11M · loan HK$36.16M · min. income ≈ HK$350,534/mo (50% DSR)
Upfront cash ≈ HK$26.67M (deposit + AVD stamp duty HK$2,561,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,477
−HK$9,913/mo
▼ 0.25% · 3.875%
HK$188,398
−HK$4,992/mo
Today · 4.125%
HK$193,390
baseline
▲ 0.50% · 4.625%
HK$203,584
+HK$10,194/mo
Deposit HK$24.11M · loan HK$36.16M · min. income ≈ HK$386,780/mo (50% DSR)
Upfront cash ≈ HK$26.67M (deposit + AVD stamp duty HK$2,561,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,412
−HK$12,066/mo
▼ 0.25% · 3.875%
HK$198,397
−HK$6,081/mo
Today · 4.125%
HK$204,478
baseline
▲ 0.50% · 4.625%
HK$216,920
+HK$12,442/mo
Deposit HK$18.08M · loan HK$42.19M · min. income ≈ HK$408,956/mo (50% DSR)
Upfront cash ≈ HK$20.64M (deposit + AVD stamp duty HK$2,561,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,057
−HK$11,565/mo
▼ 0.25% · 3.875%
HK$219,798
−HK$5,824/mo
Today · 4.125%
HK$225,622
baseline
▲ 0.50% · 4.625%
HK$237,514
+HK$11,892/mo
Deposit HK$18.08M · loan HK$42.19M · min. income ≈ HK$451,244/mo (50% DSR)
Upfront cash ≈ HK$20.64M (deposit + AVD stamp duty HK$2,561,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,387
−HK$15,514/mo
▼ 0.25% · 3.875%
HK$255,082
−HK$7,819/mo
Today · 4.125%
HK$262,901
baseline
▲ 0.50% · 4.625%
HK$278,897
+HK$15,996/mo
Deposit HK$6.03M · loan HK$54.25M · min. income ≈ HK$525,802/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$2,561,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,216
−HK$14,869/mo
▼ 0.25% · 3.875%
HK$282,597
−HK$7,488/mo
Today · 4.125%
HK$290,085
baseline
▲ 0.50% · 4.625%
HK$305,376
+HK$15,291/mo
Deposit HK$6.03M · loan HK$54.25M · min. income ≈ HK$580,170/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$2,561,593 · Scale 2, in force from 26 Feb 2026)