LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,464
−HK$8,620/mo
▼ 0.25% · 3.875%
HK$141,740
−HK$4,344/mo
Today · 4.125%
HK$146,084
baseline
▲ 0.50% · 4.625%
HK$154,973
+HK$8,889/mo
Deposit HK$30.14M · loan HK$30.14M · min. income ≈ HK$292,168/mo (50% DSR)
Upfront cash ≈ HK$32.70M (deposit + AVD stamp duty HK$2,562,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,927
−HK$8,262/mo
▼ 0.25% · 3.875%
HK$157,028
−HK$4,161/mo
Today · 4.125%
HK$161,189
baseline
▲ 0.50% · 4.625%
HK$169,686
+HK$8,497/mo
Deposit HK$30.14M · loan HK$30.14M · min. income ≈ HK$322,378/mo (50% DSR)
Upfront cash ≈ HK$32.70M (deposit + AVD stamp duty HK$2,562,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,956
−HK$10,345/mo
▼ 0.25% · 3.875%
HK$170,088
−HK$5,213/mo
Today · 4.125%
HK$175,301
baseline
▲ 0.50% · 4.625%
HK$185,967
+HK$10,666/mo
Deposit HK$24.11M · loan HK$36.17M · min. income ≈ HK$350,602/mo (50% DSR)
Upfront cash ≈ HK$26.68M (deposit + AVD stamp duty HK$2,562,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,512
−HK$9,915/mo
▼ 0.25% · 3.875%
HK$188,434
−HK$4,993/mo
Today · 4.125%
HK$193,427
baseline
▲ 0.50% · 4.625%
HK$203,623
+HK$10,196/mo
Deposit HK$24.11M · loan HK$36.17M · min. income ≈ HK$386,854/mo (50% DSR)
Upfront cash ≈ HK$26.68M (deposit + AVD stamp duty HK$2,562,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,449
−HK$12,068/mo
▼ 0.25% · 3.875%
HK$198,435
−HK$6,082/mo
Today · 4.125%
HK$204,517
baseline
▲ 0.50% · 4.625%
HK$216,962
+HK$12,445/mo
Deposit HK$18.09M · loan HK$42.20M · min. income ≈ HK$409,034/mo (50% DSR)
Upfront cash ≈ HK$20.65M (deposit + AVD stamp duty HK$2,562,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,098
−HK$11,567/mo
▼ 0.25% · 3.875%
HK$219,840
−HK$5,825/mo
Today · 4.125%
HK$225,665
baseline
▲ 0.50% · 4.625%
HK$237,560
+HK$11,895/mo
Deposit HK$18.09M · loan HK$42.20M · min. income ≈ HK$451,330/mo (50% DSR)
Upfront cash ≈ HK$20.65M (deposit + AVD stamp duty HK$2,562,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,435
−HK$15,516/mo
▼ 0.25% · 3.875%
HK$255,131
−HK$7,820/mo
Today · 4.125%
HK$262,951
baseline
▲ 0.50% · 4.625%
HK$278,951
+HK$16,000/mo
Deposit HK$6.03M · loan HK$54.26M · min. income ≈ HK$525,902/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$2,562,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,269
−HK$14,872/mo
▼ 0.25% · 3.875%
HK$282,651
−HK$7,490/mo
Today · 4.125%
HK$290,141
baseline
▲ 0.50% · 4.625%
HK$305,434
+HK$15,293/mo
Deposit HK$6.03M · loan HK$54.26M · min. income ≈ HK$580,282/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$2,562,084 · Scale 2, in force from 26 Feb 2026)