LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,747
−HK$862/mo
▼ 0.25% · 3.875%
HK$14,175
−HK$434/mo
Today · 4.125%
HK$14,609
baseline
▲ 0.50% · 4.625%
HK$15,498
+HK$889/mo
Deposit HK$3.01M · loan HK$3.01M · min. income ≈ HK$29,218/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$137,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,294
−HK$826/mo
▼ 0.25% · 3.875%
HK$15,704
−HK$416/mo
Today · 4.125%
HK$16,120
baseline
▲ 0.50% · 4.625%
HK$16,970
+HK$850/mo
Deposit HK$3.01M · loan HK$3.01M · min. income ≈ HK$32,240/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$137,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,497
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$17,010
−HK$521/mo
Today · 4.125%
HK$17,531
baseline
▲ 0.50% · 4.625%
HK$18,598
+HK$1,067/mo
Deposit HK$2.41M · loan HK$3.62M · min. income ≈ HK$35,062/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$137,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,353
−HK$991/mo
▼ 0.25% · 3.875%
HK$18,845
−HK$499/mo
Today · 4.125%
HK$19,344
baseline
▲ 0.50% · 4.625%
HK$20,364
+HK$1,020/mo
Deposit HK$2.41M · loan HK$3.62M · min. income ≈ HK$38,688/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$137,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,246
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$19,845
−HK$608/mo
Today · 4.125%
HK$20,453
baseline
▲ 0.50% · 4.625%
HK$21,698
+HK$1,245/mo
Deposit HK$1.81M · loan HK$4.22M · min. income ≈ HK$40,906/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$137,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,411
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$21,986
−HK$582/mo
Today · 4.125%
HK$22,568
baseline
▲ 0.50% · 4.625%
HK$23,758
+HK$1,190/mo
Deposit HK$1.81M · loan HK$4.22M · min. income ≈ HK$45,136/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$137,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,745
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$25,515
−HK$782/mo
Today · 4.125%
HK$26,297
baseline
▲ 0.50% · 4.625%
HK$27,897
+HK$1,600/mo
Deposit HK$603K · loan HK$5.43M · min. income ≈ HK$52,594/mo (50% DSR)
Upfront cash ≈ HK$741K (deposit + AVD stamp duty HK$137,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,529
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,267
−HK$749/mo
Today · 4.125%
HK$29,016
baseline
▲ 0.50% · 4.625%
HK$30,546
+HK$1,530/mo
Deposit HK$603K · loan HK$5.43M · min. income ≈ HK$58,032/mo (50% DSR)
Upfront cash ≈ HK$741K (deposit + AVD stamp duty HK$137,887 · Scale 2, in force from 26 Feb 2026)