LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,748
−HK$862/mo
▼ 0.25% · 3.875%
HK$14,176
−HK$434/mo
Today · 4.125%
HK$14,610
baseline
▲ 0.50% · 4.625%
HK$15,499
+HK$889/mo
Deposit HK$3.01M · loan HK$3.01M · min. income ≈ HK$29,220/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$137,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,295
−HK$826/mo
▼ 0.25% · 3.875%
HK$15,705
−HK$416/mo
Today · 4.125%
HK$16,121
baseline
▲ 0.50% · 4.625%
HK$16,971
+HK$850/mo
Deposit HK$3.01M · loan HK$3.01M · min. income ≈ HK$32,242/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$137,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,498
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$17,011
−HK$522/mo
Today · 4.125%
HK$17,533
baseline
▲ 0.50% · 4.625%
HK$18,599
+HK$1,066/mo
Deposit HK$2.41M · loan HK$3.62M · min. income ≈ HK$35,066/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$137,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,354
−HK$991/mo
▼ 0.25% · 3.875%
HK$18,846
−HK$499/mo
Today · 4.125%
HK$19,345
baseline
▲ 0.50% · 4.625%
HK$20,365
+HK$1,020/mo
Deposit HK$2.41M · loan HK$3.62M · min. income ≈ HK$38,690/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$137,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,248
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$19,846
−HK$609/mo
Today · 4.125%
HK$20,455
baseline
▲ 0.50% · 4.625%
HK$21,699
+HK$1,244/mo
Deposit HK$1.81M · loan HK$4.22M · min. income ≈ HK$40,910/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$137,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,413
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$21,987
−HK$583/mo
Today · 4.125%
HK$22,570
baseline
▲ 0.50% · 4.625%
HK$23,759
+HK$1,189/mo
Deposit HK$1.81M · loan HK$4.22M · min. income ≈ HK$45,140/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$137,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,747
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$25,517
−HK$782/mo
Today · 4.125%
HK$26,299
baseline
▲ 0.50% · 4.625%
HK$27,899
+HK$1,600/mo
Deposit HK$603K · loan HK$5.43M · min. income ≈ HK$52,598/mo (50% DSR)
Upfront cash ≈ HK$741K (deposit + AVD stamp duty HK$137,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,531
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,269
−HK$749/mo
Today · 4.125%
HK$29,018
baseline
▲ 0.50% · 4.625%
HK$30,548
+HK$1,530/mo
Deposit HK$603K · loan HK$5.43M · min. income ≈ HK$58,036/mo (50% DSR)
Upfront cash ≈ HK$741K (deposit + AVD stamp duty HK$137,930 · Scale 2, in force from 26 Feb 2026)