LTV · monthly repayment
▼ 0.50% · 3.625%
HK$137,517
−HK$8,624/mo
▼ 0.25% · 3.875%
HK$141,795
−HK$4,346/mo
Today · 4.125%
HK$146,141
baseline
▲ 0.50% · 4.625%
HK$155,033
+HK$8,892/mo
Deposit HK$30.15M · loan HK$30.15M · min. income ≈ HK$292,282/mo (50% DSR)
Upfront cash ≈ HK$32.72M (deposit + AVD stamp duty HK$2,563,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,987
−HK$8,265/mo
▼ 0.25% · 3.875%
HK$157,090
−HK$4,162/mo
Today · 4.125%
HK$161,252
baseline
▲ 0.50% · 4.625%
HK$169,752
+HK$8,500/mo
Deposit HK$30.15M · loan HK$30.15M · min. income ≈ HK$322,504/mo (50% DSR)
Upfront cash ≈ HK$32.72M (deposit + AVD stamp duty HK$2,563,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,021
−HK$10,348/mo
▼ 0.25% · 3.875%
HK$170,154
−HK$5,215/mo
Today · 4.125%
HK$175,369
baseline
▲ 0.50% · 4.625%
HK$186,040
+HK$10,671/mo
Deposit HK$24.12M · loan HK$36.18M · min. income ≈ HK$350,738/mo (50% DSR)
Upfront cash ≈ HK$26.69M (deposit + AVD stamp duty HK$2,563,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,584
−HK$9,919/mo
▼ 0.25% · 3.875%
HK$188,508
−HK$4,995/mo
Today · 4.125%
HK$193,503
baseline
▲ 0.50% · 4.625%
HK$203,702
+HK$10,199/mo
Deposit HK$24.12M · loan HK$36.18M · min. income ≈ HK$387,006/mo (50% DSR)
Upfront cash ≈ HK$26.69M (deposit + AVD stamp duty HK$2,563,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,524
−HK$12,073/mo
▼ 0.25% · 3.875%
HK$198,513
−HK$6,084/mo
Today · 4.125%
HK$204,597
baseline
▲ 0.50% · 4.625%
HK$217,047
+HK$12,450/mo
Deposit HK$18.09M · loan HK$42.22M · min. income ≈ HK$409,194/mo (50% DSR)
Upfront cash ≈ HK$20.66M (deposit + AVD stamp duty HK$2,563,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,182
−HK$11,571/mo
▼ 0.25% · 3.875%
HK$219,926
−HK$5,827/mo
Today · 4.125%
HK$225,753
baseline
▲ 0.50% · 4.625%
HK$237,653
+HK$11,900/mo
Deposit HK$18.09M · loan HK$42.22M · min. income ≈ HK$451,506/mo (50% DSR)
Upfront cash ≈ HK$20.66M (deposit + AVD stamp duty HK$2,563,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,531
−HK$15,523/mo
▼ 0.25% · 3.875%
HK$255,231
−HK$7,823/mo
Today · 4.125%
HK$263,054
baseline
▲ 0.50% · 4.625%
HK$279,060
+HK$16,006/mo
Deposit HK$6.03M · loan HK$54.28M · min. income ≈ HK$526,108/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$2,563,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,376
−HK$14,878/mo
▼ 0.25% · 3.875%
HK$282,762
−HK$7,492/mo
Today · 4.125%
HK$290,254
baseline
▲ 0.50% · 4.625%
HK$305,554
+HK$15,300/mo
Deposit HK$6.03M · loan HK$54.28M · min. income ≈ HK$580,508/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$2,563,086 · Scale 2, in force from 26 Feb 2026)